Personal Loan in Moodbidri

Personal Loan in Moodbidri

Check your eligibility for personal loan in Moodbidri with your phone and OTP - no branch visit needed.
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Rs. 40000 - Rs. 55 lakh

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Enter mobile and OTP | Quick online approval | Get money in a day*

Moodbidri, a growing town in Karnataka, is home to individuals with diverse financial needs. Bajaj Finance offers personal loans tailored to meet these requirements, allowing you to access funds without collateral or lengthy paperwork. With interest rates starting at 10% p.a., loan amounts up toRs. 55 lakh, and flexible repayment options, this loan is ideal for salaried and self-employed individuals alike.


Whether you are planning a dream wedding, managing medical expenses, or funding your child’s education, Bajaj Finserv Personal Loan provides the financial flexibility you need. The 100% online application process eliminates the need for branch visits, ensuring convenience and speed.


✅  Check your pre-approved loan offer in Moodbidri  with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.

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Features and benefits of personal loan in Moodbidri

A Bajaj Finserv Personal Loan in Moodbidri is more than just quick money—it’s convenient financial freedom:

  • No collateral required – You don’t have to pledge any asset to get funds.
  • Instant approval – Once approved, the amount is transferred quickly to your account.
  • Flexible repayment tenure – Choose repayment terms of up to 96 months.
  • Competitive interest rates – Manageable EMIs with competitive personal loan interest rates.
  • Multi-purpose usage – Use the funds for travel, wedding, education, or any other need.
  • Minimal documentation – Submit basic documents to complete your application easily.
  • Pre-approved offers- You can check if you have a pre-approved offer for a personal loan in Moodbidri  with just your phone number and OTP – no need to visit the branch.

Know more about our personal loan and its features.


*Terms and conditions apply.



Uses of personal loan in Moodbidri   

Whether you're planning something joyful or handling an unexpected need, a personal loan in Moodbidri offers versatile financial support. Here are some smart ways residents are using it:


  • Travel – Explore dream destinations or plan weekend getaways without financial stress. Cover flights, hotels, and tour expenses easily.
  • Weddings – From grand venues to photography and gifts, make every wedding detail memorable without budget worries.
  • Education – Invest in your future by funding tuition fees, books, or relocation costs for higher studies.
  • Medical emergencies – Be financially ready to tackle urgent medical treatments, surgeries, or hospital bills.
  1. Home improvements – Upgrade your living space with repairs, renovations, or new furniture without disturbing your savings.
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Eligibility criteria for personal loan in Moodbidri

Meeting a few basic requirements can make you eligible for a personal loan in Moodbidri. Even if you don’t have a pre-approved offer, here’s what you need:

    • Nationality: Indian
    • Age: 21 years to 80 years
    • Employed with: Public, private, or MNC
    • CIBIL Score: 685 or higher
    • Customer profile: Self-employed or Salaried

    *You should be 80 years. or younger, at the end of the loan tenure.

  • Documents required for a personal loan in Moodbidri

    Getting a personal loan in Moodbidri is simple and hassle-free. Just keep these basic documents ready for a smooth application process:


    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

    To see the full list, visit documents required for a personal loan.

Interest rate on personal loan in Moodbidri   

Interest rates for personal loans in Moodbidri vary based on income, employment, credit profile, and loan amount. The better your credit health, the better your rate.
Learn more about personal loan interest rates before applying.

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How to apply for a personal loan in Moodbidri

Applying for a personal loan in Moodbidri is simple and quick:

  1. Click on ‘CHECK ELIGIBILITY’ on this page.
  2. Enter your 10-digit mobile number and the OTP sent to your phone.
  3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  4. Now, click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
  6. Choose the repayment tenure and click on ‘PROCEED’.
  7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 24 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of Interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below)

  • Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000
  • Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999
  • Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999
  • Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999
  • Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999
  • Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999
  • Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999
  • Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999
  • Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above

*All the Flexi facility charges above are inclusive of applicable taxes

*Loan amount includes approved loan amount, insurance premium, and VAS charges.
Principal Holiday Facility Fees
  • Up to Rs.1999/- for loan amount less than Rs.2,00,000
  • Up to Rs.3999/- for loan amount from Rs. 200000 to Rs.399999
  • Up to Rs.5999/- for loan amount from Rs. 400000 to Rs.599999
  • Up to Rs.7,999/- for loan amount from Rs. 600000 to Rs.999999
  • Up to Rs.8,999/- for loan amount from Rs.10,00,000 to Rs. 1499999
  • Up to Rs. 9999/- for loan amount from Rs. 15,00,000 to Rs.19,99999
  • Up to Rs.10,999/- for loan amount from RS. 20,00,000 to RS.2499999
  • Up to Rs.11,999/- for loan amount from RS.25,00,000 to RS. 29,99999
  • Up to Rs. 12,999/- for loan amount of Rs.30,00,000 and above

Above charges are inclusive of applicable taxes & will be deducted upfront from loan amount

*(Loan amount includes approved loan amount, Insurance Premium & VAS Charges)

Bounce charges

Up to Rs. 1,200 per bounce.
“Bounce charges” shall mean charges for (i) dishonour of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason

Part-prepayment charges

Full Pre-payment:
Foreclosure can be processed post clearance of first EMIs.

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.

  • Flexi Term Loan (Flexi Dropline): Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid Term Loan.

Penal charge

 Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges 

Term Loan: Not applicable

Flexi Term Loan (Flexi Dropline):

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges

Flexi Hybrid Term Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure

Note: Additional cess if any, will be applicable to all charges according to state law.

*Terms and conditions apply.

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Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.