Published Jul 28, 2025 4 Min Read

Features and benefits of personal loan in Lakhimpur

Personal loans have become a go-to financial solution for individuals seeking quick funds without pledging collateral. Whether you are planning a wedding, covering emergency expenses, or renovating your home, a Bajaj Finserv Personal Loan offers an easy, hassle-free way to meet your needs. With benefits like instant approval and high loan amounts, residents of Lakhimpur can now access funds conveniently. Let us explore the features, eligibility, and application process for personal loans in Lakhimpur to help you make an informed decision.


Check your offer in Lakhimpur with your phone number and OTP → Apply online in 5 minutes → Receive funds within a day.


Features and benefits of personal loan in Lakhimpur

Bajaj Finserv Personal Loans are designed to provide maximum convenience and flexibility. Here are some key features and benefits:


  • Loan Amount: Get up to Rs. 55 lakh to meet your financial needs.
  • Instant Approval: Enjoy quick approval with minimal documentation.
  • Flexi Term Loan Options: Choose flexible repayment options, such as interest-only EMIs.
  • 100% Online Process: Check your offer using your phone number and OTP – no branch visit required.
  • Fast Disbursal: Approved funds are credited to your account within 24 hours*.

Pro Tip: Check your loan offer today and enjoy a seamless borrowing experience.


Eligibility criteria for personal loan in Lakhimpur

Before applying for a personal loan, it is essential to know whether you meet the eligibility criteria. Here are the basic requirements:


  • Nationality: Indian
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 685 or higher.
  • Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.


Why this matters: Meeting these criteria ensures a smooth approval process. Use our personal loan eligibility calculator to check your eligibility in just two steps. Get 100% online approval – no branch visit required.


Documents required to get a personal loan in Lakhimpur

Applying for a personal loan in Lakhimpur requires minimal documentation. Here is a list of documents you will need:


  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Real-time image / photograph
  • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.


Interest rate on personal loan in Lakhimpur

The interest rates for personal loans in Lakhimpur are competitive and customised as per your income, credit score, and repayment ability. In addition to the interest, minimal charges like processing fees, bounce charges, penal interest, and foreclosure fees may apply. All applicable charges are clearly stated upfront to ensure complete transparency.
It is advisable to review the full breakdown of the personal loan interest rate, associated fees, and charges before applying, to make an informed decision.


Uses of personal loan in Lakhimpur

A personal loan is versatile and can be used for various purposes:



Why this matters: Flexible usage ensures that you can address multiple financial needs with a single loan.


Apply for personal loan in Lakhimpur

Applying for a personal loan in Lakhimpur is quick and easy. Follow these three simple steps:


  • Click on ‘CHECK ELIGIBILITY’ on this page.
  • Enter your 10-digit mobile number and the OTP sent to your phone.
  • Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  • Now, click on ‘PROCEED’ to visit the loan selection page.
  • Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
  • Choose the repayment tenure and click on ‘PROCEED’.
  • Complete your KYC and submit your application.

Our representative will contact you for further steps.

 

Conclusion

A Bajaj Finserv Personal Loan is the ideal financial solution for residents of Lakhimpur seeking quick, flexible, and hassle-free funding. With benefits like instant approval, high loan amounts, and competitive interest rates, you can meet your financial goals effortlessly. Whether you need funds for a wedding, travel, or emergencies, this loan is tailored to suit your needs.

CTA: Apply today to enjoy a seamless borrowing experience and get funds in just 24 hours*.

Frequently asked questions

Is it possible to get an instant personal loan in Lakhimpur?

Yes, Bajaj Finance offers instant personal loans with a 100% online process. Simply check your eligibility, apply, and receive funds in your account within 24 hours*. Enjoy features like instant approval and hassle-free documentation.

What is the interest rate for personal loans in Lakhimpur?

Interest rates range from 10% to 31% p.a., depending on factors such as your credit score and income. Use our personal loan interest rate page to find the best rates for you.

What documents are required for a personal loan in Lakhimpur?

Applying for a personal loan in Lakhimpur requires basic documents for identity, income, and employment verification:


  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Real-time image / photograph

Ration card

How long does it take to get a personal loan disbursed in Lakhimpur?

With instant approval and minimal documentation, you can receive funds within 24 hours*. Check your offer for personal loan using just mobile number and OTP.

Show More Show Less

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more