Personal Loan in Ambasamudram

Personal Loan in Ambasamudram

Check your eligibility for personal loan in Ambasamudram with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Ambasamudram

Enter mobile and OTP | Quick online approval | Get money in a day*

Need fast financial support in Ambasamudram? Bajaj Finserv Personal Loan provides a quick and hassle-free solution to cover your expenses, whether it's for a wedding, medical emergency, or home renovation. With easy eligibility requirements and minimal paperwork, you can apply online and receive funds directly in your account. The loan offers flexibility in repayment and competitive interest rates, making it the perfect choice for your needs. Apply now to get a personalised loan offer instantly and take control of your finances with ease.


Bajaj Finserv Personal Loan are tailored to help individuals in Ambasamudram access funds quickly and efficiently. With loan amounts of up to Rs. 55 lakh, flexible repayment options, and a fully digital application process, Bajaj Finance ensures you can meet your financial goals without unnecessary stress.


✅  Check your pre-approved loan offer in Ambasamudram   with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.


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Features and benefits of personal loan in Ambasamudram

Bajaj Finserv Personal Loan offers a hassle-free borrowing experience for residents of Ambasamudram. Here’s why it’s the right choice:

  • No collateral required – Enjoy an unsecured loan without needing to pledge assets.
  • Instant disbursal – Funds are credited to your account within 24 hours* after approval.
  • Flexible repayment tenure – Choose a repayment plan that fits your budget.
  • Competitive interest rates – Benefit from low rates, making your EMIs more affordable.
  • Multi-purpose usage – Whether it’s for travel, education, home renovations, or medical expenses, this loan has you covered.
  • Minimal documentation –Apply online with only essential documents for quick processing.

Know more about our personal loan and its features.


*Terms and conditions apply.


Uses of personal loan in Ambasamudram   

A personal loan is a flexible financial tool that people in Ambasamudram are increasingly relying on for both planned and unexpected expenses. Here’s how:


  • Travel – Embark on your dream vacation without dipping into your savings. Explore personal loans tailored for travel needs.
  • Weddings – Cover all your wedding expenses, from venue to catering, without financial stress. Discover personal loans for weddings.
  • Education – Finance your studies or professional courses with ease. Learn more about personal loans designed for education.
  • Medical emergencies – Access quick financial support in times of medical emergencies. Check out personal loans for medical expenses.
  • Home improvements – Upgrade or renovate your home hassle-free. Find personal loans to manage home improvement costs.
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Eligibility criteria for personal loan in Ambasamudram

You can apply for a personal loan in Ambasamudram even if you don’t have a pre-approved offer, as long as you meet the basic requirements:

  • Nationality: Indian
  • Age: 21 years to 80 years
  • Employed with: Public, private, or MNC
  • CIBIL Score: 685 or higher
  • Customer profile: Self-employed or Salaried

*You should be 80 years. or younger, at the end of the loan tenure.


Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 


Documents required for a personal loan in Ambasamudram   

Getting a loan is easy when the documentation is simple. Here’s a list of documents required for a personal loan:


  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Phone bill
  • Real-time image / photograph
  • Ration card

Interest rate on personal loan in Ambasamudram   

Interest rates for personal loans in Ambasamudram vary based on income, employment, credit profile, and loan amount. The better your credit health, the better your rate. Learn more about personal loan interest rates before applying.

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How to apply for a personal loan in Ambasamudram

Applying for a personal loan in Ambasamudram is simple and quick:

  1. Click on ‘CHECK ELIGIBILITY’ on this page.
  2. Enter your 10-digit mobile number and the OTP sent to your phone.
  3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  4. Now, click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
  6. Choose the repayment tenure and click on ‘PROCEED’.
  7. Complete your KYC and submit your application.

Our representative will contact you for further steps.


Conclusion

In Ambasamudram, a Bajaj Finserv Personal Loan is the perfect solution for those looking for quick financial assistance. With its easy application process, no collateral requirement, and competitive interest rates, it ensures that your financial goals are within reach. Whether you’re dealing with urgent medical expenses or planning a home renovation, this loan provides the flexibility and support you need. Don’t let financial worries hold you back—apply today and secure the funds you need to move forward, hassle-free.


*Terms and conditions apply.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of Interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below)

  • Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000
  • Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999
  • Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999
  • Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999
  • Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999
  • Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999
  • Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999
  • Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999
  • Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above

*All the Flexi facility charges above are inclusive of applicable taxes

*Loan amount includes approved loan amount, insurance premium, and VAS charges.

Principal Holiday Facility Fees
  • Up to Rs.1999/- for loan amount less than Rs.2,00,000
  • Up to Rs.3999/- for loan amount from Rs. 200000 to Rs.399999
  • Up to Rs.5999/- for loan amount from Rs. 400000 to Rs.599999
  • Up to Rs.7,999/- for loan amount from Rs. 600000 to Rs.999999
  • Up to Rs.8,999/- for loan amount from Rs.10,00,000 to Rs. 1499999
  • Up to Rs. 9999/- for loan amount from Rs. 15,00,000 to Rs.19,99999
  • Up to Rs.10,999/- for loan amount from RS. 20,00,000 to RS.2499999
  • Up to Rs.11,999/- for loan amount from RS.25,00,000 to RS. 29,99999
  • Up to Rs. 12,999/- for loan amount of Rs.30,00,000 and above

Above charges are inclusive of applicable taxes & will be deducted upfront from loan amount

*(Loan amount includes approved loan amount, Insurance Premium & VAS Charges)

Bounce charges

Up to Rs. 1,200 per bounce.
“Bounce charges” shall mean charges for (i) dishonour of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason

Part-prepayment charges

Full Pre-payment:
Foreclosure can be processed post clearance of first EMIs.

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.

  • Flexi Term Loan (Flexi Dropline): Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges 

Term Loan: Not applicable

Flexi Term Loan (Flexi Dropline):

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges

Flexi Hybrid Term Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure

Note: Additional cess if any, will be applicable to all charges according to state law.

*Terms and conditions apply.

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.