Instant Personal Loan in Shirur

Instant Personal Loan in Shirur

Check your offer for personal loan in Shirur with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 15,50,000

You may be eligible for a pre-approved offer in Shirur

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Looking for quick financial support in Shirur? A personal loan could be the ideal solution for your needs. Bajaj Finserv offers a seamless and fully online process, enabling you to access funds swiftly without the hassle of visiting a branch. Whether you need money for a medical emergency, wedding, education, or home renovation, a personal loan provides the flexibility to use funds as you see fit.

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Features and benefits of instant personal loans in Shirur

  • Minimal to no paperwork required

    Unlike traditional loans, Insta Personal Loan requires minimal documentation, making the application process quick and convenient. Select customers can get the funds without needing to submit any documents at all.

  • Pre-approved offers

    With a pre-approved offer, you can get instant access to funds without the need for extensive paperwork or verification. All you need to do is enter your mobile number and OTP to check your pre-approved offer.

  • Flexible tenure

    Insta Personal Loan offers flexible repayment tenure options ranging up to 96 months, allowing you to choose a tenure that suits your financial needs.

  • Quick disbursal

    With Insta Personal Loan, the funds are disbursed within as little as 30 minutes*, ensuring you have access to the money when you need it.

  • Online loan account

    Manage your loan conveniently through an online loan account, which allows you to track your loan status and repayment schedule.

Explore different types of uses for instant personal loans in Shirur

Instant personal loans can be used for various purposes, including:
 

  1. Travel expenses: Whether you're planning a holiday or a business trip, an instant personal loan can cover your travel expenses.
  2. Medical emergencies: In case of medical emergencies, an instant personal loan can help you cover the costs of treatment.
  3. Home renovation: Use the loan amount to renovate your home and give it a new look.
  4. Wedding expenses: Cover the costs of your dream wedding with an instant personal loan.

Ensure that you read all the fees and charges carefully before considering an instant personal loan.


How to calculate personal loan interest in Shirur?

To calculate the personal loan interest in Shirur, you can use the Insta Personal Loan EMI Calculator. Simply enter the loan amount, tenure, and interest rate to get an estimate of your monthly EMI. It also gives you a breakdown of the total interest and principal to be repaid. This tool can help you plan your finances and choose a loan option that fits your budget.

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Eligibility criteria and documents for Insta Personal Loan in Shirur

Anyone can opt for our instant loan online. Your Insta Personal Loan eligibility and documentation requirement depends on whether you are a new customer or have an existing relationship with us.

  • If you are an existing customer

    • Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you.
    • Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to apply for instant personal loan.
  • If you are a new customer

    Customers with an Insta Personal Loan offer may need to go through a CIBIL check and provide additional documents. The documentation and application process may differ slightly.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your pre-approved offer for Insta Personal Loan using just mobile number and OTP – 100% online process. 

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How to apply for Insta Personal Loan in Shirur

  • Step-by-step guide to apply for the Insta Personal Loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. You will see an offer with a pre-assigned loan limit for you. You can either go with it or choose a lower amount.
    4. Select a repayment tenure that suits you best.
    5. Click on ‘PROCEED’ to complete the online process.

The online process may differ depending on whether you are a new customer or have an existing relationship with us.


Note: Some customers may need to submit additional documents to complete their Insta Personal Loan application process.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.