Personal Loan in Satna

Personal Loan in Satna

Check your eligibility for personal loan in Satna with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Satna

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Satna, a thriving city in Madhya Pradesh, is home to a diverse population with growing financial needs. Whether you are planning a wedding, funding higher education, or managing unforeseen expenses, a personal loan can be a reliable solution. Bajaj Finserv Personal Loan offers an easy, flexible, and transparent way to access funds with competitive interest rates and minimal documentation.


    Check your pre-approved loan offer in Satna with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

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Features of personal loan in Satna

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Satna with just your phone number and OTP – no need to visit the branch.

  • Transparency

    We are 100% transparent in our dealings and ensure no hidden fees are imposed. Read the terms and conditions to know more.

  • Basic documents

    Provide a few documents required for a personal loan. These include KYC documents, income proof, employee ID, etc.

  • Money within 24 hours*

    Within a maximum of 24 hours*, the money shall reach your account directly.

  • High loan amount

    Eligible borrowers can apply for a personal loan ranging from from Rs. 40,000 to Rs. 55 lakh and cover multiple needs instantly. 

  • Zero collateral

    Avail of unsecured personal loans from Bajaj Finance without keeping any asset as collateral.

  • Tenure options

    You can spread your repayment from 12 months to 96 months, which means manageable EMIs right from the start. Use a Personal Loan EMI Calculator. 

  • Quick approval

    Address any monetary urgency without any worry with loan approvals instantly.

  • Easy online accessibility

    Our customer portal – My Account, provides easy access to your loan account 24x7.

  • Flexi facility

    Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

Located in Madhya Pradesh, Satna is known for being one of the largest cement-producing cities in the world. Many cement manufacturing companies in this city sell their products across the country.


With most of the people employed at industries in Satna, the need for additional financing may often arise. Bajaj Finance brings attractive personal loans in Satna for salaried and self-employed individuals.


*Conditions apply

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Eligibility criteria and documents for personal loan in Satna

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Satna

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000