Personal Loan in Moradabad
Moradabad is situated 167 km away from New Delhi in the state of Uttar Pradesh. Also renowned as Pital Nagri (meaning Brass City), the city is popular for its exclusive brass handicrafts industry. Besides, the city is a prominent export and industrial hub, contributing to over 40% of India’s handicraft exports. Worth mentioning, the Moradabad Special Economic Zone (SEZ) is the only SEZ in North India.
Bajaj Finserv comes with a high-value Personal Loan in Moradabad to meet the diverse funding necessities of the inhabitants. The loan provider offers attractive features on this advance, from unrestricted end-use to online tracking, and tenor flexibility.
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Instant Personal loan in Moradabad: Features and Benefits
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Loans of Up to Rs.25 Lakh
Higher education, marriage, home renovation, etc. call for higher financing. Address all such essential funding needs effectively with a private finance loan of up to Rs.25 lakh.
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Money Within 24 Hours*
Through our quick disbursal feature, receive the approved loan amount in your account within 24 hours*.
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Immediate Approval
Approval is instant and hassle-free with private financers like Bajaj Finserv. Make sure to meet all eligibility requirements and apply via an application form online for quick processing.
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Collateral Free Funding
Avail the personal loan finance against zero collateral or any guarantor. Simply fulfil the necessary eligibility criteria to apply.
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Minimum Documents Required
As reliable private lenders in Moradabad, we take you through simplified paperwork. Provide only a few documents required for a personal loan with Bajaj Finserv.
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Online Account Management
Enjoy a hassle-free experience while you do loan account management online. With a readily available customer portal, now track every account detail on the go.
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Flexible Tenor Options
Check the fixed monthly outflows using a EMI calculator for Personal Loan and select a suitable tenor of up to 60 months accordingly for affordable repayment.
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Flexi Loan Facility
Enjoy more flexibility in loan usage with our Flexi Loan facility. Use only the required amount from the pre-sanctioned credit and pay interest only for that utilised fund.
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Zero Hidden Fees
Be assured of zero hidden charges associated with a personal loan in Moradabad from chosen loan agents like Bajaj Finserv. Go through our terms and policy here for transparency details.
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Pre-approved Offers
Utilise customised pre-approved offers to avail instant personal loan via an easy and time-saving procedure.
Eligibility Criteria for Personal Loan in Moradabad
Meet all the personal loan eligibility parameters to lower any chances of application rejection.
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | More than 750 |
Interest Rates and Charges for Instant Loan in Moradabad
Bajaj Finserv comes with the competitive personal loan interest rates for eligible borrowers. Check other associated charges as well before applying.
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount ) |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs. 1,200 (Tax included) |
Contact Us
Users new to Bajaj Finserv can seek detailed information about Personal Loan in Moradabad via a call at 1800-103-3535. They can also SMS ‘PL’ to 9773633633 to access information.
If you are an existing customer, get in touch with us at 020-3957 5152 or email at personalloans1@bajajfinserv.in for advance-related details.
*Conditions apply
