Bajaj Finserv in Moradabad
Moradabad is located on the banks of the Ramganga river in the state of Uttar Pradesh.
You can apply for a personal loan in Moradabad from Bajaj Finserv to meet any small or big-ticket expenses. Enjoy features like instant approval, flexible tenor, pre-approved offers and more. Apply for a loan online or visit the nearest Bajaj Finserv branch for more details.
Features and benefits of instant personal loan in Moradabad
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Pre-approved offers
Opt for pre-approved offers to avail of an instant personal loan faster without any hassle.
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A personal loan in Moradabad is accessible with a few documents only. Make sure the papers are valid.
Few documents
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Flexi loan
Repay the loan with more flexibility and bring down EMIs by up to 45%* with Flexi loans.
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Multiple tenors
We offer flexible repayment tenors going up to 96 months.
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Manage your loan account from the comfort of your home through our online account management facility.
Online account management
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No collateral
There is no need to keep any asset as collateral. Avail of financing based on eligibility criteria.
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Money within 5 minutes*
Receive your approved loan amount in your account within not more than 5 minutes*.
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Immediate approval
Get approval on your application form online and meet your emergencies without any hassle.
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Loans of up to Rs. 40 lakh
Avail of funds up to Rs. 40 lakh to meet any expense with ease.
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Zero hidden charges
According to our terms and conditions, no hidden charges are imposed on personal loans.
Moradabad serves the Northern Railway as its division headquarters. It is famous for its handicrafts industry which exports products globally.
Whether you need money to spend on home improvement or consolidate smaller debts, approach Bajaj Finserv for personal loans of up to Rs. 40 lakh. Use this collateral-free loan wherever needed and repay over a convenient tenor easily. With our Flexi loan facility, you can also bring down your monthly installments by up to 45%*.
*Conditions apply
Eligibility criteria for instant personal loan in Moradabad
Below are some of the eligibility criteria you need to match before applying.
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CIBIL score
685 and above
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Minimum income
Refer to the city list
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Job status
Salaried employee at a reputed MNC or a private/ public company
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Indian resident
Citizenship
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Age
Within 21 years to 80 years*
Besides meeting our eligibility criteria, you must submit the necessary basic documents in time for quick loan approval. Some of the essential documents required are identity proof, address proof, salary slips, account statements, etc. Also, if you have a healthy CIBIL report and high score, you can avail of a higher loan amount with favourable terms.
Interest rates and charges applicable on personal loan in Moradabad
With Bajaj Finserv, you can enjoy competitive personal loan interest rates in the market.
Frequently asked questions
You can repay the loan in easy EMIs. Make the payments on a fixed date every month and avoid defaulting.
The easiest way to calculate the total cost of the loan is with a Bajaj Finserv EMI Calculator. Know the total payable amount, total interest payable, and monthly EMIs instantly.
You will receive the approved loan directly in your account. You can use it immediately or whenever you require.
Yes, you have to pay nominal part-payment charges of up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment for term loans. For Flexi Term Loan (Flexi Dropline) and Flexi Hybrid part pre-payment charges are not applicable.
You need a CIBIL Score of 685 or more to get our personal loan.
The interest rate for our personal loan ranges from 11% to 38% p.a.
The tenure for our personal loan ranges from 6 months to 96 months.
