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Personal Loan in Moradabad

Moradabad is situated 167 km away from New Delhi in the state of Uttar Pradesh. Also renowned as Pital Nagri (meaning Brass City), the city is popular for its exclusive brass handicrafts industry. Besides, the city is a prominent export and industrial hub, contributing to over 40% of India’s handicraft exports. Worth mentioning, the Moradabad Special Economic Zone (SEZ) is the only SEZ in North India.

Bajaj Finserv comes with a high-value Personal Loan in Moradabad to meet the diverse funding necessities of the inhabitants. The loan provider offers attractive features on this advance, from unrestricted end-use to online tracking, and tenor flexibility.

  • Instant Personal loan in Moradabad: Features and Benefits

  • Loans of Up to Rs.25 Lakh

    Higher education, marriage, home renovation, etc. call for higher financing. Address all such essential funding needs effectively with a private finance loan of up to Rs.25 lakh.

  • Money Within 24 Hours*

    Through our quick disbursal feature, receive the approved loan amount in your account within 24 hours*.

  • Immediate Approval

    Approval is instant and hassle-free with private financers like Bajaj Finserv. Make sure to meet all eligibility requirements and apply via an application form online for quick processing.

  • Collateral Free Funding

    Avail the personal loan finance against zero collateral or any guarantor. Simply fulfil the necessary eligibility criteria to apply.

  • Minimal documentation

    Minimum Documents Required

    As reliable private lenders in Moradabad, we take you through simplified paperwork. Provide only a few documents required for a personal loan with Bajaj Finserv.

  • Online Account Management

    Enjoy a hassle-free experience while you do loan account management online. With a readily available customer portal, now track every account detail on the go.

  • Tenor

    Flexible Tenor Options

    Check the fixed monthly outflows using a EMI calculator for Personal Loan and select a suitable tenor of up to 60 months accordingly for affordable repayment.

  • Instant Personal Loan upto Rs. 25 Lakh

    Flexi Loan Facility

    Enjoy more flexibility in loan usage with our Flexi Loan facility. Use only the required amount from the pre-sanctioned credit and pay interest only for that utilised fund.

  • Zero Hidden Fees

    Be assured of zero hidden charges associated with a personal loan in Moradabad from chosen loan agents like Bajaj Finserv. Go through our terms and policy here for transparency details.

  • Pre-approved offers

    Pre-approved Offers

    Utilise customised pre-approved offers to avail instant personal loan via an easy and time-saving procedure.

Eligibility Criteria for Personal Loan in Moradabad

Meet all the personal loan eligibility parameters to lower any chances of application rejection.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for Instant Loan in Moradabad

Bajaj Finserv comes with the competitive personal loan interest rates for eligible borrowers. Check other associated charges as well before applying.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount )
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs. 1,200 (Tax included)

Contact Us

Users new to Bajaj Finserv can seek detailed information about Personal Loan in Moradabad via a call at 1800-103-3535. They can also SMS ‘PL’ to 9773633633 to access information.

If you are an existing customer, get in touch with us at 020-3957 5152 or email at personalloans1@bajajfinserv.in for advance-related details.

*Conditions apply