Personal Loan in Sikkim

Sikkim, one of the most important states in eastern India, is a popular tourist destination nestled in the lower Himalayas. The state is home to Mt. Kanchenjunga, the 3rd highest mountain peak in the world as well as several other snow-capped mountains.

Most of the state is employed in the tourism sector as well as in the production of spices like cardamom and crops like rice and maize.

To provide reliable financing to residents of Sikkim, Bajaj Finserv – one of the most trusted lenders in the country – offers instant loans with great features. Read on to learn about the benefits of getting an instant personal loan in Sikkim.

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  Pre-approved offers

  Save more time when you apply for a personal loan online with the best pre-approved offers. Just enter your basic details, verify your credentials, and check your personal loan offer!

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  Large loan amount

  Bajaj Finserv, through its lending arm Bajaj Finance Ltd, offers unsecured personal loans in Sikkim of up to Rs.25 lakh.

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  Flexibility

  Unlike other private lenders out there, Bajaj Finserv brings you the innovative Flexi Loan facility, which enables you to save on your personal loan EMIs. You can lower your EMIs by up to 45%* for the initial part of the tenure.

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  Transparency

  A 100% transparent policy means that you can get a Bajaj Finserv Personal Loan in Sikkim with no hidden fees or charges. Read the terms and conditions for more information about your loan.

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  Minimal documentation

  You only need a few basic documents to get your personal loan – your KYC and your salary proof, and you can get approval in minutes.

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  Approval in just a few minutes

  Once you meet the basic eligibility criteria and complete the simple online application process, you can get your personal loan approved in minutes.

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  Money in bank in 24 hours*

  With Bajaj Finserv, you can get your personal loan amount in your bank account within 48 hours* of approval.

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  Flexible tenor

  Use the customised personal loan EMI calculator and choose up to 60 months as your repayment tenor.

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  Online account management

  Check out the details of your loan with our online account management facility.

Learn about the eligibility criteria for personal loan and read about the documents you will need to keep handy before you apply for a personal loan in Sikkim.