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Instant Loan in Sikkim

Sikkim, one of the most important states in eastern India, is a popular tourist destination nestled in the lower Himalayas. The state is home to Mt. Kanchenjunga, the 3rd highest mountain peak in the world as well as several other snow-capped mountains.

Most of the state is employed in the tourism sector as well as in the production of spices like cardamom and crops like rice and maize.

To provide reliable financing to residents of Sikkim, Bajaj Finserv – one of the most trusted lenders in the country – offers instant loans with great features. Read on to learn about the benefits of getting an instant personal loan in Sikkim.

  • Pre-approved offers

    Pre-approved offers

    Save more time when you apply for a personal loan online with the best pre-approved offers. Just enter your basic details, verify your credentials, and check your personal loan offer!

  • Large loan amount

    Bajaj Finserv, through its lending arm Bajaj Finance Ltd, offers unsecured personal loans in Sikkim of up to Rs.25 lakh.

  • Pay up to 45% lower EMI

    Flexibility

    Unlike other private lenders out there, Bajaj Finserv brings you the innovative Flexi Loan facility, which enables you to save on your personal loan EMIs. You can lower your EMIs by up to 45%* for the initial part of the tenure.

  • Transparency

    A 100% transparent policy means that you can get a Bajaj Finserv Personal Loan in Sikkim with no hidden fees or charges. Read the terms and conditions for more information about your loan.

  • Minimal documentation

    Minimal documentation

    You only need a few basic documents to get your personal loan – your KYC and your salary proof, and you can get approval in minutes.

  • Approval in just a few minutes

    Once you meet the basic eligibility criteria and complete the simple online application process, you can get your personal loan approved in minutes.

  • Money in bank in 24 hours*

    With Bajaj Finserv, you can get your personal loan amount in your bank account within 48 hours* of approval.

  • Flexible tenors

    Flexible tenor

    Use the customised personal loan EMI calculator and choose up to 60 months as your repayment tenor.

  • Online loan account

    Online account management

    Check out the details of your loan with our online account management facility.

Eligibility Criteria for Instant Personal Loan in Sikkim

Learn about the eligibility criteria for personal loan and read about the documents you will need to keep handy before you apply for a personal loan in Sikkim.

Interest Rates and Charges for Instant Loan in Sikkim

Check latest personal loan interest rates and fees to see how much your personal loan is likely to cost you.

Contact Us

If you are a new customer, call us at 1800-103-3535 or SMS ‘PL’ to 9773633633 for more information about a personal loan in Sikkim.

If you are an existing customer, may reach us at 020-3957 5152 or drop us an email at: personalloans1@bajajfinserv.in.

*Conditions apply