Personal Loan in Manipur

Personal Loan in Manipur

Check your eligibility for personal loan in Manipur with your phone and OTP - no branch visit needed.
Loan Types

Loan Types

FAQs

FAQs

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer in Manipur

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your state

  • Whether you live in Imphal, Churachandpur, Bishnupur or Ukhrul, financial needs can arise unexpectedly—from medical expenses and weddings to home repairs and education. A Bajaj Finserv Personal Loan in Manipur gives you instant, paperless access to funds up to Rs. 55 lakh—with 100% online approval and disbursal in just 24 hours*.

    ✅ Check your pre-approved loan offer in Manipur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Located in Northeast India, Manipur is known for its scenic beauty, cultural diversity, and growing urban centres like Imphal. With rising access to internet connectivity, digital finance solutions are now empowering residents across the state. Whether you're planning a wedding, funding higher studies, or handling an emergency, a personal loan in Manipur gives you the flexibility to cover expenses—without long paperwork or branch visits.

*Terms and conditions apply

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Features and benefits of personal loan in Manipur

  • Minimum documents

    Borrowers need to provide only basic documents required for a personal loan.

  • Instant approval

    Address any financial emergency or unplanned expense easily as Bajaj Finance provides instant loan approval.

  • Tenure flexibility

    Choose a flexible tenure of up to 96 months and repay without hassle.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Manipur. All it takes is just your phone number and OTP.

  • Funds within 24 hours*

    Post-approval, the sanctioned personal loan is credited within 24 hours*.

  • Online account facility

    View your loan details, pay EMIs and do more using our online account management facility - My Account.

  • No hidden charges

    We won’t surprise you with any hidden charges. Pay nominal charges as per our terms and conditions.

  • Loan up to Rs. 55 lakh

    You can apply for a personal loan of up to Rs. 55 lakh in Manipur.

Enveloped by nine hills, Manipur is a favoured destination among tourists in India. This north-eastern state has an agro-based economy. It is also dependent on cottage industries and forestry.

Instant Personal Loan from Bajaj Finance is a top pick among borrowers in Manipur. These loans can be used to meet any financial requirement without any end-use restriction. Being collateral-free, eligible borrowers need not pledge any assets to avail these funds. They can choose any convenient tenure of up to 96 months to repay their loans.

We also have an online customer portal, My Account, that allows borrowers to access their loan accounts 24x7 to know about upcoming EMIs, payment due dates, total interest payable, and other information related to their instant personal loan.

*Conditions apply

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Eligibility criteria and documents for personal loan in Manipur

You can easily get the funds you need in Mizoram with the below personal loan eligibility criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 


Multipurpose of personal Loan


Personal Loan for TravelPersonal Loan for WeddingPersonal Loan for Higher Education
Personal Loan for Home ExpensesPersonal Loan for Medical EmergencyPersonal Loan for Agriculture Expenses


 

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How to apply for personal loan in Manipur

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.


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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

• Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
• Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
• Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.30% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.30% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.30% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000