Personal Loan in Ramagundam

Looking for fast and easy funds in Ramagundam? Whether it’s for a medical emergency, home renovation, education, travel, or wedding expenses, a Bajaj Finserv Personal Loan in Ramagundam can help you get up to Rs. 55 lakh — with zero collateral and 100% digital approval.

✅ Check your pre-approved loan offer in Ramagundam with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Online account management

Access our dedicated customer portal – My Account, and keep track of your EMI payments and outstanding amount 24/7.

No guarantor or collateral needed

Get a high-value personal loan in Ramagundam without collateral or guarantor.

High-value loan

Meet simple eligibility criteria and qualify for funds of up to Rs. 55 lakh. Utilise without any pre-condition on end-use.

Complete transparency

We maintain 100% transparent terms and conditions while providing a personal loan. No hidden charge is imposed.

Instant loan approval

With proper documentation and eligibility, we approve the funds instantly. Fill up the online application form first.

Minimal paperwork

Submit only a few necessary documents to avail of a Bajaj Finserv Personal Loan with faster processing.

Money in 24 hours*

Get the sanctioned loan amount in your account within 24 hours* of approval. Start using immediately.

Pre-approved loan offer

You can check if you have a pre-approved offer for a personal loan in Ramagundam with just your phone number and OTP – no need to visit the branch.

Flexible repayment options

Select a tenure of up to 96 months to repay the loan comfortably.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.