Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer
Enter mobile and OTP | Check offer | No branch visit needed
Planning a trip abroad or facing an urgent need for funds in Talegaon Dabhade? A personal loan can be your instant financial support. Whether you’re eyeing an international holiday or looking to cover wedding expenses, medical bills, or home repairs, a personal loan offers a flexible solution. Bajaj Finance makes it easier with quick online approval, attractive interest rates, and a 100% application digital process.
✅ Check your pre-approved loan offer in Talegaon Dabhade with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.
No need for collateral or lengthy paperwork—just enter your mobile number and get started. Know more about our personal loan and its features.
Features and benefits of personal loan in Talegaon Dabhade
A personal loan from Bajaj Finance offers several unique benefits:
- Quick approval process: Get loan approval in minutes and receive funds in your account within 24 hours*.
- No collateral required: You don’t need to pledge property or assets.
- Loan amounts up to Rs. 55 lakh: From small expenses to major costs, choose what you need.
- Pre-approved offers - You can check if you have a pre-approved offer for a personal loan in Talegaon Dabhade.
- Flexible loan tenure: Choose from 12 months to 96 months, ensuring manageable monthly payments.
- 100% online process: Apply, track your application, and get the money without stepping out of your home.
Uses of personal loan in Talegaon Dabhade
A personal loan in Talegaon Dabhade gives you the financial freedom to handle a variety of needs—planned or unexpected. Here’s how many people in the area make the most of it:
- Travel – Whether it’s a relaxing vacation or an adventurous escape, fund your trip with ease and repay at your pace.
- Weddings – From décor and venue to outfits and gold, cover every wedding expense without worry.
- Education – Use the funds for higher studies or skill-building courses that shape your future.
- Medical emergencies – Get instant access to money when facing urgent healthcare expenses.
- Home improvements – Renovate your home, buy new furniture, or handle any other home-related costs easily.
A personal loan offers the flexibility and convenience to support your goals, no matter what life brings.
Eligibility criteria and documents for personal loan in Talegaon Dabhade
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required for personal loan in Talegaon Dabhade
Here is a list of documents required for a personal loan that you can keep handy when applying:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Interest rate on personal loan in Talegaon Dabhade
Interest rates for personal loans in Talegaon Dabhade vary based on income, employment, credit profile, and loan amount. The better your credit health, the better your rate.
Pro tip: You can learn more about the personal loan interest rate to calculate your monthly EMI and choose the best plan for your financial needs.
How to apply for personal loan in Talegaon Dabhade
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Conclusion
A personal loan in Talegaon Dabhade is a simple and reliable way to manage your expenses—big or small, planned or sudden. With quick approvals, flexible tenures, and competitive interest rates, you can get the financial support you need without any hassle. Whether you're planning a trip, hosting a wedding, pursuing education, handling medical bills, or upgrading your home, a personal loan helps you stay in control.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 31% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge
|
Term Loan – Not applicable Flexi Loans – Up to Rs 1,999 to Rs 12,999/- (Inclusive of applicable taxes) Will be deducted upfront from loan amount. |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) Dishonor of any payment instrument; or (ii) Non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges |
Full Pre-payment: • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment. • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan. |
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges. Flexi Hybrid Term Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
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