Download App image

Bajaj Finserv App

Features and Benefits of Personal Loan in Nangal

Nangal is a municipal council in the district of Rupnagar in Punjab. The place is a famous tourist attraction for its multi-purpose Bhakra Project, including the mighty Bhakra Dam. The town is a flourishing industrial area and is home to a National Fertilizer Limited plant.

Be it planned or unplanned, you can use a Bajaj Finserv Personal Loan in Nangal to finance any requirement efficiently. Find out more about the features and benefits:

  • Online loan account

    Online loan management

    Your personal loan finance account is accessible to you 24x7 via our customer portal, Experia. Track your EMIs and outstanding amount conveniently on the portal.

  • Pre-approved offers

    Pre-approved offers

    A simplified loan availing process makes pre-approved offers preferable for a private finance loan. Provide some basic information to know your pre-approved offers.

  • Money in the Bank Within 48 Hours

    Loan disbursal in 12 hours

    Once approved, the loan amount is disbursed within 12 hours*.

  • Avail a loan up to Rs. 25 lakh

    Medical treatment, higher education, wedding, and foreign trip require substantial financing. Loans up to Rs.25 lakh can adequately fulfil your necessities.

  • Pay up to 45% lower EMI

    Flexi loan facility

    Lower your monthly instalments by 45% with the flexi loan facility. Pay only the interest component as EMIs for the initial part of the tenor.

  • Zero hidden charges

    As a trustworthy private financier in India, Bajaj Finserv offers its products with a completely transparent policy. No hidden charges are levied.

  • Instant approval

    Quick approval

    Fill out the complete personal loan application form and get approval within 5 minutes.

  • Flexible tenors

    Repay easily

    Tenor extending up to 60 months makes repayment easier and more convenient for borrowers.

  • No collateral or guarantor

    No collateral or guarantor is required to avail a Bajaj Finserv Personal Loan. All you need to do is fulfil the personal loan eligibility criteria and submit the basic documents required.

  • Minimal documentation

    Minimal documents required

    Get an instant loan for any financial urgency by submitting the essential documents.

Eligibility Criteria for Personal Loan in Nangal

Know the eligibility criteria along with the documents required for a personal loan to apply successfully.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for Personal Loan in Nangal

In addition to your personal loan interest rates, you have to pay nominal additional charges for your personal loan from Bajaj Finserv. Use our personal loan EMI calculator for finding out the EMIs and total cost of the loan.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

If you are a new customer, call us at 1800-103-3535 or SMS ‘PL’ to 9773633633 for more information about a personal loan in Nangal.

Existing customers may contact us at 020-3957 5152 or send an email to personalloans1@bajajfinserv.in.

*Conditions apply