Features and Benefits of Personal Loan in Nangal
Nangal is a municipal council in the district of Rupnagar in Punjab. The place is a famous tourist attraction for its multi-purpose Bhakra Project, including the mighty Bhakra Dam. The town is a flourishing industrial area and is home to a National Fertilizer Limited plant.
Be it planned or unplanned, you can use a Bajaj Finserv Personal Loan in Nangal to finance any requirement efficiently. Find out more about the features and benefits:
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Online loan management
Your personal loan finance account is accessible to you 24x7 via our customer portal, Experia. Track your EMIs and outstanding amount conveniently on the portal.
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Pre-approved offers
A simplified loan availing process makes pre-approved offers preferable for a private finance loan. Provide some basic information to know your pre-approved offers.
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Loan disbursal in 12 hours
Once approved, the loan amount is disbursed within 12 hours*.
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Avail a loan up to Rs. 25 lakh
Medical treatment, higher education, wedding, and foreign trip require substantial financing. Loans up to Rs.25 lakh can adequately fulfil your necessities.
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Flexi loan facility
Lower your monthly instalments by 45% with the flexi loan facility. Pay only the interest component as EMIs for the initial part of the tenor.
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Zero hidden charges
As a trustworthy private financier in India, Bajaj Finserv offers its products with a completely transparent policy. No hidden charges are levied.
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Quick approval
Fill out the complete personal loan application form and get approval within 5 minutes.
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Repay easily
Tenor extending up to 60 months makes repayment easier and more convenient for borrowers.
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No collateral or guarantor
No collateral or guarantor is required to avail a Bajaj Finserv Personal Loan. All you need to do is fulfil the personal loan eligibility criteria and submit the basic documents required.
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Minimal documents required
Get an instant loan for any financial urgency by submitting the essential documents.
Eligibility Criteria for Personal Loan in Nangal
Know the eligibility criteria along with the documents required for a personal loan to apply successfully.
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | More than 750 |
Interest Rates and Charges for Personal Loan in Nangal
In addition to your personal loan interest rates, you have to pay nominal additional charges for your personal loan from Bajaj Finserv. Use our personal loan EMI calculator for finding out the EMIs and total cost of the loan.
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs.1,200 (Tax included) |
Contact Us
If you are a new customer, call us at 1800-103-3535 or SMS ‘PL’ to 9773633633 for more information about a personal loan in Nangal.
Existing customers may contact us at 020-3957 5152 or send an email to personalloans1@bajajfinserv.in.
*Conditions apply
