Personal Loan in Karnataka

If you are looking for a quick, reliable, and hassle-free financial solution in Karnataka, the Bajaj Finserv Personal Loan is here to meet your needs. Whether you are planning a wedding, consolidating debt, or managing medical expenses, a personal loan from Bajaj Finance offers the flexibility and convenience you require.

✅Check your pre-approved loan offer in Karnataka with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

No collateral

Bajaj Finserv Personal Loans are unsecured, eliminating the need for collateral. This simplifies the application process, providing a straightforward option for borrowers who prefer not to pledge any assets as security when applying for a personal loan.

Flexible loan amounts and tenures

Bajaj Finance Limited allows borrowers to choose loan amounts of up to Rs. 55 lakh and repayment tenures, offering the flexibility to tailor the loan to individual financial requirements for a personalised borrowing experience.

Quick approval

Bajaj Finance is recognised for its efficient personal loan application process with swift approval. With minimal documentation and a streamlined application, borrowers experience rapid approvals, addressing urgent financial needs and emergencies promptly.

Minimal documentation

Our streamlined application process requires minimal documentation, facilitating quicker loan processing and making it convenient for applicants to submit necessary paperwork.

Pre-approved loan offers

You can check if you have a pre-approved offer for a personal loan in Karnataka with just your phone number and OTP – no need to visit the branch.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.