Personal Loan in Chidambaram

Personal loans are a versatile financial solution that can help you meet a variety of needs, from funding a medical emergency to financing a dream vacation. If you live in Chidambaram and are looking for a reliable personal loan option, Bajaj Finance offers customised solutions that are fast, convenient, and hassle-free. With features like instant approval, minimal documentation, and flexible repayment options, Bajaj Finance ensures that you get the financial support you need without unnecessary delays.

✅Check your pre-approved loan offer in Chidambaram with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

No collateral

Bajaj Finserv Personal Loans are unsecured, eliminating the necessity for borrowers to offer collateral or assets as a security measure. This characteristic broadens accessibility, accommodating individuals without substantial assets to pledge when seeking a loan.

Minimal documentation

Our simplified personal loan application process minimizes the documentation needed, creating a straightforward borrowing experience for applicants. This substantially reduces the time and effort required to secure our personal loan. Only essential documents, including income proof, address proof, and KYC, are necessary during the application process.

Flexibility in usage

Our personal loans provide flexibility in utilisation. Whether for medical emergencies, educational expenses, or any other personal financial needs, borrowers have the freedom to utilise the funds according to their specific requirements.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Chidambaram with just your phone number and OTP – no need to visit the branch.

Quick approval

Bajaj Finance Personal Loan ensures a swift approval process, enabling borrowers to access funds promptly to meet urgent financial needs, enhancing the overall convenience of the loan. With minimal documentation and swift verification, borrowers can receive funds within a day of approval, ensuring timely access to funds.

Convenient repayment tenures

Flexibility in repayment is another key feature of Bajaj Finance Personal Loan, allowing borrowers to tailor their repayment plans according to their financial capabilities. With flexible tenures ranging from 12 months to 96 months, borrowers can effectively manage their monthly obligations.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.