Personal Loan in Bharuch

A Bajaj Finserv Personal Loan in Bharuch gives you the flexibility and speed you need to handle important life events or emergencies. With a quick, paperless process and instant disbursal, you can access funds exactly when needed.

✅ Check your pre-approved loan offer in Bharuch with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Online account management

Log in to our customer portal – My Account, and manage your loan account from anywhere 24x7.

Get money in the account within 24 hours*

The approved loan amount is credited to the borrower’s account within 24 hours*. Address your emergencies easily.

Instant approval

Personal loans are approved instantly based on your eligibility criteria. Apply through our application form online.

Minimum documentation

Avoid the hassle of lengthy paperwork as Bajaj Finance requires minimum documents to process the loan.

Flexible tenures

Assess your monthly outflow using a personal loan EMI calculator and choose the tenure between 12 months and 96 months.

Transparent policy

As per our terms and conditions, no hidden charges are applied to the Bajaj Finserv Personal Loan in Bharuch.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Bharuch with just your phone number and OTP – no need to visit the branch.

Collateral-free loan

Apply online today for a collateral-free personal loan in Bharuch without any security.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.