You may be eligible for a pre-approved offer in Nashik
Enter mobile and OTP | Check offer | No branch visit needed
A Bajaj Finance Personal Loan in Nashik can help you manage planned and unexpected expenses with a simple online application process.
You can check your eligibility using only your mobile number and OTP, without visiting a branch.
A personal loan in Nashik from Bajaj Finance lets you borrow from Rs. 40,000 to Rs. 55 lakh, with interest rates ranging from 10% and 30% per annum.
Whether you need funds for a home renovation, wedding, higher education, travel, or a medical emergency, you can choose a repayment tenure from 12 months to 108 months to suit your budget. The loan comes with no collateral requirement and disbursal within 24 hours* for eligible applicants. Check your eligibility online using your phone number and OTP and apply for a personal loan in Nashik without visiting a branch.
✅ Check your pre-approved loan offer in Nashik with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
A variety of features and benefits accompany a personal loan in Nashik, addressing individuals' financial needs and offering a flexible and convenient borrowing solution. Here are few advantages of the Bajaj Finance Personal Loan:
No collateral
As unsecured loans, Bajaj Finance Personal Loans eliminate the need for collateral, making them accessible to a broader audience without substantial assets.
Quick disbursal within 24 hours
Once the loan is approved, eligible borrowers can access funds within a 24 hours, ensuring timely financial support.
Flexible repayment options of up to 9 years
Bajaj Finance Personal Loans offer a variety of repayment plans ranging from 12 months to 108 months, allowing borrowers to choose the terms that align with their financial capabilities.
Minimal documentation
Bajaj Finance requires minimal documentation, simplifying the application process and expediting loan approval. Documents like income proof, address proof etc. are required while applying for our personal loan in Nashik.
Pre-approved loan offers
You can check if you have a pre-approved offer for a personal loan in Nashik with just your phone number and OTP – no need to visit the branch.
Read more about the features of a personal loan from Bajaj Finance Limited.
| Personal Loan In MG Road |
*Terms and conditions apply
You can easily get the funds you need with the below criteria:
| Nationality | Indian |
| Age | 21 years to 80 years |
| Employed with | Public, private, or MNC. |
| CIBIL Score | 650 or higher. |
| Customer profile | Self-employed or Salaried |
*You should be 80 years or younger, at the end of the loan tenure.
Five document categories are required at the time of application for a Bajaj Finance Personal Loan:
| Document category | Accepted options |
|---|---|
| KYC proof | Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card |
| Identity proof | PAN card, Real-time image / photograph |
| Employment proof | Employee ID card, Letter of Allotment of Accommodation Issued by Employer |
| Income proof | Salary slips — last 3 months, Bank account statements — last 3 months |
| Others | Pension order, Utility bill, Phone bill, Piped gas bill, Property / Municipal tax receipt |
Know more about the personal loan documents required during application.
The interest rate for a Bajaj Finance Personal Loan in Nashik ranges from 10% to 30% per annum. The actual rate that will be applicable for you will depend on factors such as your credit profile, income, loan amount, and repayment tenure.
Along with the interest rate, borrowers should also review the applicable fees and charges before applying. The table below highlights some of the common charges associated with a personal loan. For the complete schedule of charges, please refer to personal loan interest rates, fees and charges.
| Charges | Details |
| Interest rate | 10% to 30% per annum |
| Processing fee | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
| Loan tenure | 12 months to 108 months |
| Bounce charges | Rs. 700 to Rs. 1,200/- per bounce |
| Prepayment/foreclosure charges | Up to 4.72% (Inclusive of applicable taxes) |
| Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount |
Step-by-step guide to apply for a personal loan
To get a personal loan from Bajaj Finance, just follow the quick and easy steps below.
You can get a personal loan in Nashik from Bajaj Finance ranging from Rs. 40,000 to Rs. 55 lakh, subject to eligibility. To check your offer, simply check your eligibility online using your mobile number and OTP. A CIBIL Score of 650 or higher, along with meeting the applicable eligibility criteria, may improve your chances of qualifying. Choose a loan amount that matches your financial needs and repayment budget.
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
|
Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
