Personal Loan in Silchar

Silchar, known as the gateway to Assam’s Barak Valley, is a bustling town with growing financial needs. Whether it is funding a wedding, managing medical emergencies, or consolidating debt, a personal loan in Silchar can provide the financial flexibility you need. With Bajaj Finance, residents of Silchar can avail of instant personal loans with competitive interest rates, minimal documentation, and a seamless online application process.

✅Check your pre-approved loan offer in Silchar with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Minimal documentation

Our streamlined personal loan application reduces the required documentation, simplifying the borrowing process and saving time.

Flexibility in usage

Our personal loans provide versatility of usage of funds, enabling borrowers to utilise funds for weddings, home improvement, education, or unexpected expenses to suit their individual needs.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Silchar with just your phone number and OTP – no need to visit the branch.

Quick approval

Bajaj Finance Limited offer loas with simple personal loan application process, with minimal documentation requirements, with quick access to funds, up to Rs. 55 lakh, within a day of approval. This proves especially beneficial in emergencies or situations demanding prompt financial assistance for the borrowers.

No collateral

Our personal loans are unsecured, eliminating the need for borrowers to pledge collateral like property or assets, ensuring accessibility for a broader range of individuals.

Flexible tenure options

Borrowers can choose a repayment tenure that ranges from 12 months to 96 months, aligning with their monthly budget. This benefit provides ease, guaranteeing that the monthly payments stay within a manageable range for the individual borrower.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.