Personal Loan in Gandhinagar

Are you looking for a hassle-free way to manage your financial needs in Gandhinagar? Bajaj Finserv Personal Loans offer a convenient, transparent, and quick solution tailored to meet your requirements. Whether you need funds for a wedding, travel, home renovation, or medical emergency, Bajaj Finserv provides personal loans with attractive interest rates, flexible repayment options, and instant online approval.

Loan within 24 hours*

Post-approval of the online application, the money is transferred to your bank account within 24 hours*.

Unsecured loans

There is no need to pledge any collateral. Avail of a personal loan in Gandhinagar by meeting eligibility criteria.

Instant approval

Apply for a loan using our online application form to get instant approval.

Minimal documentation

Complete your application process with a few documents required for a personal loan.

Convenient repayment period

Tenures of up to 96 months can best match your financial capability. Calculate your EMIs with our online personal loan EMI calculator.

Loan up to Rs. 55 lakh

Cover your major expenses with a personal loan amount up to Rs. 55 lakh sufficiently.

No hidden charges

Bajaj Finance does not levy any hidden charges. Check out our terms and conditions for details.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Gandhinagar with just your phone number and OTP – no need to visit the branch.

Manage loan online

Enjoy the convenience of accessing a loan account online with our customer portal – My Account.

Flexi loan facility

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

Step-by-step guide to apply for a personal loan

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.