Personal Loan in Cuttack

Personal Loan in Cuttack

Check your eligibility for personal loan in Cuttack with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Cuttack

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Looking for urgent funds in Cuttack to manage a wedding, education fee, or home upgrade? A Bajaj Finserv Personal Loan in Cuttack offers a fast, hassle-free way to access up to Rs. 55 lakh with no collateral and minimal paperwork. The process is 100% digital—no need to visit a branch.

    Check your pre-approved loan offer in Cuttack with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

One of the oldest cities in Odisha, Cuttack is known for its rich cultural legacy, silver filigree work, and growing commercial importance. With expanding healthcare, education, and small business sectors, residents across Cuttack—from Badambadi to CDA—often need quick, flexible financial support. A personal loan in Cuttack is an ideal solution for these growing needs—offering high-value funds with complete online access.

*Terms and conditions apply

Show More
Show Less

Features and benefits of our personal loan in Cuttack

  • Larger loan amount

    Meet purposes like debt consolidation, medical expenses, wedding, travel, etc. with a loan of up to Rs. 55 lakh.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Cuttack. All it takes is just your phone number and OTP.

  • Transparency

    We maintain 100% transparent terms and conditions with zero hidden charges.

  • Instant approval

    Once you submit the personal loan application, get instant approval online.

  • Tenure options

    Ensure to choose a tenure of up to 96 months that is suitable for easy repayment.

  • Online account management

    Access all types of loan information and also make payments through our customer portal, My Account.

  • Funds credited within 24 hours*

    Get the personal loan amount in your account within 24 hours* of approval.

  • Few documents

    Hand over a few documents along with meeting the personal loan eligibility criteria to finish the application process.

Cuttack houses 11 large-scale industries driving its financial growth, including steel, ferrous alloys, agriculture, logistics, handicrafts, and textiles. Besides, tourism is another revenue-generator for this city. Located 85 km away, the Paradip port facilitates trading and runs several trading houses. For healthcare benefits, Cuttack is the go-to place for Odisha.

Avail one of the fastest personal loans in Cuttack from Bajaj Finserv and cover your necessities without much hassle. Choose the repayment schedule depending on your financial ability. Bajaj Finserv assures a transparent policy where no underlying rates are imposed. Our interest rates and associated charges are competitive in the market. You can apply now via the simple application form.

*Conditions apply

Show More
Show Less

Eligibility criteria and documents for personal loan in Cuttack

You can easily get the funds you need in Cuttack with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Show More
Show Less

How to apply for personal loan in Cuttack

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Show More
Show Less

Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.