Personal Loan in Cuttack

Looking for urgent funds in Cuttack to manage a wedding, education fee, or home upgrade? A Bajaj Finserv Personal Loan in Cuttack offers a fast, hassle-free way to access up to Rs. 55 lakh with no collateral and minimal paperwork. The process is 100% digital—no need to visit a branch.

✅ Check your pre-approved loan offer in Cuttack with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Larger loan amount

Meet purposes like debt consolidation, medical expenses, wedding, travel, etc. with a loan of up to Rs. 55 lakh.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Cuttack. All it takes is just your phone number and OTP.

Transparency

We maintain 100% transparent terms and conditions with zero hidden charges.

Instant approval

Once you submit the personal loan application, get instant approval online.

Tenure options

Ensure to choose a tenure of up to 96 months that is suitable for easy repayment.

Online account management

Access all types of loan information and also make payments through our customer portal, My Account.

Funds credited within 24 hours*

Get the personal loan amount in your account within 24 hours* of approval.

Few documents

Hand over a few documents along with meeting the personal loan eligibility criteria to finish the application process.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.