Personal Loan in Salem

Need funds in Salem for urgent expenses or planned goals? With a Bajaj Finserv Personal Loan, you can borrow up to Rs. 55 lakh without pledging any assets. The process is quick, 100% digital, and funds can be transferred to your account in just 24 hours* after approval.

Whether you’re planning a wedding, renovating your home, or facing a medical emergency—this personal loan offers flexibility and speed to help you manage your finances with ease.

✅ Check your pre-approved loan offer in Salem with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Zero underlying charges

Bajaj Finance never surprises you with underlying charges. Read our terms and conditions to know more.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Salem with just your phone number and OTP – no need to visit the branch.

Easy account management

Manage your loan account easily and make payments, all through our customer portal – My Account.

Instant approval

Get instant approval on your online loan application with our straightforward process.

Minimal documentation

Complete the application process with a few documents. Make sure to meet the personal loan eligibility criteria beforehand.

Get money within 24 hours*

Once approved, the money is credited to the borrower's bank account within 24 hours*.

Collateral-free loan

Avail of an unsecured personal loan without keeping any asset as collateral.

Funding of up to Rs. Rs. 55 lakh

Avail high-value personal loan of up to Rs. Rs. 55 lakh to meet your diverse financing needs easily.

Flexible tenure

Choose tenures ranging up to 96 months for efficient personal loan repayment.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.