Bajaj Finserv in your city

Vijayawada is known as the educational and commercial capital of Andhra Pradesh and is among India’s fastest growing urban regions.

Personal loans in Vijayawada are designed to fulfil the diverse monetary needs of borrowers here. Visit our branch to know more about the features and benefits of this loan.

Alternatively, apply online for added convenience.

Features of personal loan In Vijayawada

  • Pre-approved offers

    Pre-approved offers

    For existing customers, Bajaj Finserv brings pre-approved offers which simplify the loan process.

  • Account management online

    Account management online

    Get access to your loan information and other relevant details through our account management facility online.
  • High loan amount

    High loan amount

    Avail of high-value financing of up to Rs. 40 lakh against no collateral or guarantor.

  • Quick approval

    Quick approval

    Address monetary emergencies effortlessly with instant approvals on loan applications.

With the Indrakeeladri Hills of the Eastern Ghats surrounding the city, Vijayawada sits on the banks of River Krishna and hosts Pushkaram, a ritual of river worshipping. The presence of numerous renowned educational institutes attracts students from across the nation. The city also earns from food processing, construction, hospitality, entertainment, transport and other sectors. It houses exporting and trading markets for industrial and agricultural goods. One of the busiest railway stations, the Vijayawada Junction railway station, is located here.

Salaried individuals can seek personal loans from Bajaj Finserv of up to Rs. 40 lakh at attractive interest rates. Other features include tenor of up to 96 months, quick approval, part-prepayment facility, etc.

For more convenience, Bajaj Finserv brings Flexi loans, which reduces EMIs by up to 45%*. Withdraw funds whenever needed from a pre-sanctioned limit and pay interest only on the funds utilised.

*Conditions apply

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Eligibility criteria

It is crucial to fulfil all the personal loan eligibility criteria for successful application.

  • Credit score

    Credit score

    685 and above

  • Age bracket

    Age bracket

    Within 21 years to 80 years*

  • Nationality


    Indian, residing in India
  • Employment


    Salaried at a private/public limited company or a reputed MNC

Besides eligibility, you also need to submit only a few documents for quick processing. These include KYC documents, photograph, financial papers, etc. Read our terms and conditions to know more.

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Interest rates and charges

Borrowers in Mysore enjoy affordability with reasonable personal loan interest rates and charges.

Frequently asked questions

Am I qualified to take the maximum loan amount?

Whether you are qualified for the maximum loan amount or not depends on your eligibility. If you qualify as per all the criteria, you can easily avail funds up to Rs. 40 lakh. Check using the Bajaj Finserv Eligibility Calculator online.

Do I have to pay part-prepayment charges?

Yes, nominal part-prepayment charges are applicable. Up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment for term loans and for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid part pre-payment charges are not applicable.

How can I know the total cost of loan?

You can know the Bajaj Finserv EMI Calculator to know the EMIs, total interest payable and total payable amount every month instantly.

How risky is the personal loan?

A personal loan in Vijayawada is risk-free as no collateral is needed against the fund.

Where will I receive the sanctioned loan amount?

The sanctioned personal loan will be directly credited to your account after online approval. Start using immediately or whenever you require.

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