Personal Loan in Kolhapur

Personal Loan in Kolhapur

Check your eligibility for personal loan in Kolhapur with your phone and OTP - no branch visit needed.
Loan Types

Loan Types

FAQs

FAQs

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer in Kolhapur

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Need quick funds in Kolhapur for a wedding, business expansion, home renovation, or medical emergency? A Bajaj Finserv Personal Loan in Kolhapur gives you instant access to money—without collateral, paperwork, or branch visits.

    Get up to Rs. 55 lakh, with instant approval, and funds transferred within 24 hours*—entirely online and hassle-free.

    ✅ Check your pre-approved loan offer in Kolhapur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Famous for its temples, Kolhapuri chappals, and thriving manufacturing industry, Kolhapur is a key city in Maharashtra’s economy. With a growing population of professionals, traders, and entrepreneurs, financial needs are evolving—be it for education, healthcare, or personal milestones. A personal loan in Kolhapur gives residents fast and flexible financing for life’s important goals—without complex paperwork.

*Terms and conditions apply

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Features of our personal loan in Kolhapur

  • Less paperwork

    Submit only a few documents to complete the personal loan eligibility. Apply online for quick approval.

  • Instant online approval

    Apply personal loan online and get instant approval on the funds by fulfilling all the eligibility criteria. 

  • Flexibility in repayment

    Choose a tenure up to 96 months and pay affordable EMIs without difficulty.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Kolhapur with just your phone number and OTP – no need to visit the branch.

  • No hidden costs

    We do not levy any hidden charges on the personal loan. Read the terms and conditions to know more.

  • High sum

    Qualify for funds up to Rs. 55 lakh with proper eligibility. Spend the money on any requirements.

  • Money in 24 hours*

    The loan amount gets credited to the bank account within 24 hours* of approval.

Kolhapur is a rapidly developing city in Maharashtra. This place is known for manufacturing, handicrafts, tourism and other industries. Apply for an online personal loan and get instant funds within minutes. No requirements to pledge any collateral or asset to qualify for this loan. All you have to do is meet the eligibility and submit the personal loan documents required for this fund. Opt for an online application process and simplify it. Contact us for more information. 


*Conditions apply

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Eligibility criteria and documents for personal loan in Kolhapur

You can easily get the funds you need in Kolhapur with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process



Multipurpose of personal Loan 

Personal Loan for Travel Personal Loan for Wedding Personal Loan for Higher Education 
Personal Loan for Home Expenses Personal Loan for Medical Emergency Personal Loan for Agriculture Expenses 


 

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How to apply for personal loan in Kolhapur

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.


Get personal loan in different cities 

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

• Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
• Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
• Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.30% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.30% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.30% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000