Personal Loan in Kolhapur

Need quick funds in Kolhapur for a wedding, business expansion, home renovation, or medical emergency? A Bajaj Finserv Personal Loan in Kolhapur gives you instant access to money—without collateral, paperwork, or branch visits.

Get up to Rs. 55 lakh, with instant approval, and funds transferred within 24 hours*—entirely online and hassle-free.

✅ Check your pre-approved loan offer in Kolhapur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Less paperwork

Submit only a few documents to complete the personal loan eligibility. Apply online for quick approval.

Instant online approval

Apply online and get instant approval on the funds by fulfilling all the eligibility criteria.

Flexibility in repayment

Choose a tenure up to 96 months and pay affordable EMIs without difficulty.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kolhapur with just your phone number and OTP – no need to visit the branch.

No hidden costs

We do not levy any hidden charges on the personal loan. Read the terms and conditions to know more.

High sum

Qualify for funds up to Rs. 55 lakh with proper eligibility. Spend the money on any requirements.

Money in 24 hours*

The loan amount gets credited to the bank account within 24 hours* of approval.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.