Features and Benefits of Personal Loan in Bhimavaram
Bhimavaram in Andhra Pradesh is a popular pilgrimage centre for the famous Somaramam temple. The city is situated in the epicentre of the Godavari delta and is a major trade centre. It is recognised for specialised health services and higher education facilities.
If you are looking for a reliable loan provider, consider Bajaj Finserv for a tailor-made Personal Loan in Bhimavaram. Learn all about its industry-leading features and advantages.
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Personal loans up to Rs.25 lakh
Both personal and business expenses require a large amount of financing. Apply for personal loan finance of up to Rs.25 lakh offered by Bajaj Finserv.
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Loan disbursal within 12 hours*
An instant loan is disbursed faster within 12 hours* of approval.
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Flexi Loan facility
Being one of India’s reliable private financers, Bajaj Finserv brings the innovative Flexi Loan facility for more convenience. Borrow whenever needed from the pre-sanctioned amount. Pay interests only for the initial part of the tenor on just the borrowed amount. Reduce your EMIs by as much as 45%.
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Basic documentation
Self-employed and salaried customers can complete the application process with a few documents required for a personal loan.
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Collateral-free
Our collateral-free private finance loan eliminates the hassle of pledging any asset.
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Fast approval
Meet your financial emergencies easily as Bajaj Finserv ensures quick approval on your online application.
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Flexible tenor options
Your trusted private lenders ensure to reduce the repayment hassle with extended tenor options up to 60 months.
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No hidden rates
Enjoy the most affordable cost of loan with no surprise or hidden charges and a 100% transparent policy.
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Pre-approved offers
Existing customers can look for pre-approved offers for an easier and time-saving application process.
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Manage loan online
Track your upcoming EMIs, outstanding principal, and everything about your loan through our customer portal – Experia.
Eligibility Criteria for a Personal Loan in Bhimavaram
Before applying, fulfil all the personal loan eligibility requirements for instant approval.
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | More than 750 |
Interest Rates and Charges for a Personal Loan in Bhimavaram
Check the personal loan interest rates, processing fees and other nominal charges carefully. Also, know your monthly instalments using our personal loan EMI calculator.
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs.1,200 (Tax included) |
Contact Us
If you are a new customer, call us at 1800-103-3535 or send an SMS ‘PL’ to 9773633633 for more information about a Bajaj Finserv Personal Loan in Bhimavaram.
If you are an existing customer, contact us at 020-3957 5152 or write to us at personalloans1@bajajfinserv.in
*Conditions apply
