Personal loan in Moradabad

Explore instant personal loans in Moradabad with competitive interest rates and quick approval.
Personal loan in Moradabad
3 min
26 Feb 2024

Moradabad, a city in Uttar Pradesh, India, is renowned for its brassware industry. Known as the "Brass City," it has a rich cultural heritage with historical monuments like the Jama Masjid, Prem Wonderland and Water Kingdom. Moradabad is a vibrant centre for trade, art, and traditional craftsmanship.

Personal loan in Moradabad

Securing a personal loan in Moradabad involves selecting a reputable financial institution, completing the application with accurate details, and providing the necessary documentation. Interest rates, repayment terms, and eligibility criteria vary among lenders, so it's crucial to compare options. Ensure timely repayments to maintain a positive credit history and financial health.

Features and benefits of personal loan in Moradabad

Personal loans are versatile financial tools that provide individuals with a lump sum amount for various purposes. Here are the key personal loan features:

No collateral

Personal loans are typically unsecured, meaning borrowers do not need to provide collateral. This reduces the risk for borrowers who don't want to put their assets, such as homes or cars, at stake.

Flexible use

Borrowers have the flexibility to use personal loan funds for a variety of purposes, including medical expenses, home improvement, education, wedding expenses or even a vacation. The versatility makes personal loans suitable for various financial needs.

Quick approval

Borrowers can follow the straightforward personal loan application process and get funds swiftly in their bank account as compared to other types of loans. Once approved, funds are disbursed swiftly, providing timely financial assistance during emergencies or urgent situations.

Structured repayment

Personal loans usually come with a fixed repayment schedule, offering borrowers clarity on when the loan will be fully repaid. This structured approach helps individuals manage their finances efficiently and plan for future expenses.

Pre-approved loan offers

Existing customers benefit from pre-approved loan offers, simplifying the application. These offers, based on the customer's creditworthiness, enhance convenience for individuals with a history with Bajaj Finance Limited, making the borrowing process more straightforward.

Eligibility criteria of a personal loan in Moradabad

Once you meet the simple eligibility criteria outlined below, you are eligible to apply for a Bajaj Finance Personal Loan in Moradabad:

  • Nationality: India
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 685 or higher.
  • Monthly salary: Starting Rs. 25,001, based on the city you live in.

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required for a personal loan in Moradabad

The required documentation for a personal loan in Moradabad may vary depending on the lender. To apply for a Bajaj Finance Personal Loan, the following documents are required:

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months

How to apply for a personal loan in Moradabad?

Apply for a Bajaj Finance Personal Loan in Moradabad by following the steps mentioned below:

  • Navigate to our website's personal loan section and select 'APPLY.'
  • Input your 10-digit mobile number and OTP for verification.
  • Complete the application form with the basic information.
  • Click 'PROCEED' to access the loan selection page.
  • Specify your desired loan amount and choose from our three personal loan options – Term, Flexi Term, and Flexi Hybrid.
  • Choose the repayment tenure – you can select tenure options of 6 months to 96 months and click on ‘PROCEED’.
  • Complete your KYC and submit your loan application.

Flexible repayment options, minimal document requirements, transparent terms, and a reputation for reliability collectively make Bajaj Finance Personal Loans, a customer-centric solution for borrowers seeking financial assistance. Borrowers can use the personal loan EMI calculator to compute their EMIs in advance and get the right loan amount that aligns with their budget.

Apply today and get the best deal on our personal loan.


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*Terms and conditions apply