Personal Loan in Moradabad

Are you looking for a quick and hassle-free way to secure funds in Moradabad? A Bajaj Finserv Personal Loan is designed to meet your financial needs with ease. Whether you need funds for a medical emergency, wedding expenses, home renovation, or higher education, this loan offers a seamless solution. With competitive interest rates, flexible repayment options, and instant disbursal, Bajaj Finance ensures a stress-free borrowing experience.

✅Check your pre-approved loan offer in Moradabad with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

No collateral

Personal loans are typically unsecured, meaning borrowers do not need to provide collateral. This reduces the risk for borrowers who don't want to put their assets, such as homes or cars, at stake.

Flexible use

Borrowers have the flexibility to use personal loan funds for a variety of purposes, including medical expenses, home improvement, education, wedding expenses or even a vacation. The versatility makes personal loans suitable for various financial needs.

Quick approval

Borrowers can follow the straightforward personal loan application process and get funds swiftly in their bank account as compared to other types of loans. Once approved, funds are disbursed swiftly, providing timely financial assistance during emergencies or urgent situations.

Structured repayment

Personal loan comes with a fixed repayment schedule that you can choose, offering borrowers clarity on when the loan will be fully repaid. This structured approach helps individuals manage their finances efficiently and plan for future expenses.

Pre-approved loan offers

You can check if you have a pre-approved offer for a personal loan in Moradabad with just your phone number and OTP – no need to visit the branch.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.