Personal Loan in Aurangabad

Personal Loan in Aurangabad

Check your eligibility for personal loan in Aurangabad with your phone and OTP - no branch visit needed.
Loan Types

Loan Types

Calculator

Calculator

FAQs

FAQs

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Rs. 40,000 - Rs. 55 lakh

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You may be eligible for a pre-approved offer in Aurangabad

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Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Aurangabad is a city that blends cultural legacy with modern progress. From managing wedding expenses to funding higher education or a medical emergency, a Bajaj Finserv Personal Loan in Aurangabad offers a fast, secure, and fully digital solution to meet your financial needs.

    Check your personal loan offer in Aurangabad with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

    You can get funds ranging from Rs. 40,000 - Rs. 55 lakh, enjoy instant online approval, and receive funds in just 24 hours*—no branch visit required.

Known for the Ajanta and Ellora caves, Aurangabad has evolved into a growing centre for manufacturing, education, and tourism. With localities like CIDCO, Nirala Bazaar, and Beed Bypass Road expanding rapidly, the city’s financial needs have become more diverse. Whether you're a salaried employee, a self-employed professional, or a homemaker, a personal loan in Aurangabad helps you manage your goals easily and without disrupting your savings.

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Features of personal loan in Aurangabad

  • Online account facility

    Access the loan account easily with our customer portal - My Account. View the repayment status online anytime, anywhere.

  • Quick approval

    Bajaj Finserv Personal loan is the best option to address any financial emergency due to its fast approval.

  • Zero hidden charges

    We offer personal loans without any hidden charges. Read the terms and conditions for a better understanding.

  • Tenure options

    Choose a tenure ranging from 12 months to 96 months and repay the loan stress-free.

  • Minimum documents required

    Meet the personal loan eligibility parameters and submit a few documents to apply.

  • Money in the account within 24 hours*

    Once the verification is done, the money gets credited to the account within 24 hours* of approval.

  • High loan amount

    Get a high sum ranging from Rs. 40,000 - Rs. 55 lakh with flexible repayment options.

Aurangabad is one of the most popular historical tourist destinations in India. The famous Ajanta and Ellora Caves are located on its outskirts. Besides tourism, the textile industry is prominent here. This city provides good scope for education.

If you are running low on funds, apply for a personal loan in Aurangabad. Keep only a few documents and meet the simple eligibility criteria to qualify. Check the personal loan eligibility and documents for hassle-free application. Use a personal loan eligibility calculator for a better estimation of the loan amount. Utilise this collateral-free financing for any obligation. Apply online or visit our branch to get this loan.

*Conditions apply

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Eligibility criteria and documents for personal loan in Aurangabad

You can easily get the funds you need in Aurangabad with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill

    • Real-time image / photograph


Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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How to apply for personal loan in Aurangabad

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

Get personal loans at attractive rates from Bajaj Finance and repay them conveniently in affordable EMIs.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000