Bajaj Finserv in your city

Jorhat is an important city in Assam, which serves as the entry to upper Assam and Nagaland. It mainly engages in tea plantations, with 135 tea gardens across the city.

Residents looking for personal loans in Jorhat can approach Bajaj Finserv for benefits on tenor, approval, repayment and more.

Visit us in person or apply online for fast loan approval.

Features and benefits of personal loans in Jorhat

  • Flexi loan facility

    Flexi loan facility

    Flexi loans lower the monthly instalments by nearly half, with interest charged only for the amount utilised from a pre-set credit limit.

  • Online account

    Online account

    Loan details like outstanding principal, payable interest, EMIs and more are accessible via our customer portal – Experia.
  • No hidden charges

    No hidden charges

    Be assured of zero hidden charges on your personal loan in Jorhat. We offer transparent terms of borrowing.
  • Disbursal in 24 hours*

    Disbursal in 24 hours*

    Money is transferred to your account within 24 hours* of approval.

  • Fast approval

    Fast approval

    Qualify as per personal loan eligibility criteria to enjoy instant approval of the online application.

  • Up to Rs. 40 lakh loan amount

    Up to Rs. 40 lakh loan amount

    Finance your bigger expenses with a loan amount of up to Rs. 40 lakh.

  • Minimum documentation

    Minimum documentation

    You can now complete the application process with a few essential documents only.
  • Repay easily

    Repay easily

    Manage monthly outflow towards repayment with a personal loan EMI calculator. Tenor of up to 96 months is available.

  • Pre-approved offers

    Pre-approved offers

    Opt for pre-approved offers from Bajaj Finserv to ease your loan processing and save more time.

Known as the cultural capital of Assam, Jorhat is home to many musicians, journalists, creative writers, historians, actors and others. The city preserves the Assamese culture through its renowned historical monuments.

In terms of economy, cottage, tourism, and small-scale industries contribute to Jorhat’s revenue.

Bajaj Finserv brings personalised unsecured loans in Jorhat, completely risk-free and flexible. Choose a repayment tenor of up to 96 months that best suits your financial situation. For additional flexibility, Opt for Flexi loans. This facility allows repayment at the borrower’s convenience. Either repay whenever you have a surplus or at the tenor’s end.

Here, the interest rate is levied only on the utilised amount, thereby saving up to 45%* on EMIs.

*Conditions apply

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Eligibility criteria for personal loans in Jorhat

Take advantage of our easy-to-meet personal loan eligibility criteria and qualify for high-value credit.

  • Nationality

    Nationality

    Resident Indian

  • Employment

    Employment

    Must be a salaried employee at a reputed MNC or a private/ public limited company

  • Credit score

    Credit score

    Above 685

  • Age

    Age

    Between 21 years and 80 years*

  • Income

    Income

    Refer to our city list for minimum salary requirements

Bajaj Finserv has easy-to-meet eligibility criteria to make unsecured personal loans more accessible. The documents required are also minimal to help process your application faster.

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Interest rate and charges

Check out the fees and charges on a personal loan to understand how much you will need to repay.

Frequently asked questions

What are the processing fees on a personal loan?

Bajaj Finserv charges up to 3.93% of the loan amount (inclusive of applicable taxes).

Are there any additional benefits for existing customers?

If you are an existing customer, you need not go through documentation process as such. You can apply for pre-approved offers which make the process of loan taking simplified and less time-consuming.

What does the online account management facility offer?

By logging into our customer portal – Experia, you can check your loan details, get interest certificates, download statements, make payments, update information and do more.

When can I access my loan account online?

You can access your loan account 24x7. Stay informed about all loan details always.

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