Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Jorhat
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Are you looking for a quick and hassle-free financial solution in Jorhat? A personal loan can be the perfect option to meet your diverse financial needs, whether it is for a wedding, medical emergency, home renovation, or higher education. Bajaj Finserv Personal Loan offers flexible financing options with instant approval and disbursal, making it an ideal choice for residents of Jorhat.
✅Check your pre-approved loan offer in Jorhat with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
With loan amounts of up to Rs. 55 lakh, competitive interest rates, and flexible repayment tenures, Bajaj Finserv ensures that financial freedom is just a few clicks away.
Features and benefits of personal loans in Jorhat
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Flexi loan facility
Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.
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Online account
Loan details like outstanding principal, payable interest, EMIs and more are accessible via our customer portal – My Account.
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No hidden charges
Be assured of zero hidden charges on your personal loan in Jorhat. We offer transparent terms of borrowing.
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Disbursal in 24 hours*
Money is transferred to your account within 24 hours* of approval.
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Jorhat with just your phone number and OTP – no need to visit the branch.
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Fast approval
Qualify as per personal loan eligibility criteria to enjoy instant approval of the online application.
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Up to Rs. 55 lakh loan amount
Finance your bigger expenses with a loan amount of up to Rs. 55 lakh.
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Minimum documentation
You can now complete the application process with a few essential documents only.
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Repay easily
Manage monthly outflow towards repayment with a personal loan EMI calculator. Tenure of up to 96 months is available.
Known as the cultural capital of Assam, Jorhat is home to many musicians, journalists, creative writers, historians, actors and others. The city preserves the Assamese culture through its renowned historical monuments. In terms of economy, cottage, tourism, and small-scale industries contribute to Jorhat’s revenue.
Bajaj Finance brings personalised unsecured loans in Jorhat, completely risk-free and flexible. Choose a repayment tenure of up to 96 months that best suits your financial situation. Check out the personal loan interest rates and charges on a personal loan to understand how much you will need to repay.
*Conditions apply
Eligibility criteria and documents for personal loan in Jorhat
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Jorhat
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Get personal loan in different cities
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 31% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank. |
Part-prepayment charges |
Full Pre-payment: |
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.30% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.30% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.30% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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