Personal Loan in Gurgaon

Whether you are upgrading your home in DLF, planning a destination wedding, investing in your child’s education, or managing a medical emergency, a Bajaj Finserv Personal Loan in Gurgaon is designed to meet your financial needs—quickly, securely, and 100% online.

Check your pre-approved loan offer in Gurgaon with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Get a loan of up to Rs. 55 lakh, enjoy instant approval, and receive funds in just 24 hours*—no collateral, no paperwork, and no branch visits.

Zero hidden fees

Forget about paying any hidden charge with our transparent policies. Read terms and conditions for more information.

High-value loan

Get a personal loan of up to Rs. 55 lakh and utilise the funds for various financial requirements.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Gurgaon. All it takes is just your phone number and OTP.

Easy online access

Keep a tab on the loan account online through our customer portal – My Account.

Fastest approval

Fulfil the eligibility criteria and get an instant approval for your funds. Instantly estimate the monthly instalments on your loan and interest payable with our interest calculator.

Minimal documentation

Submit a few documents to avail of a personal loan. Fill up and submit the online application form.

Money within 24 hours*

We credit the loan amount directly to your account within 24 hours* of approval.

Convenient tenure

Choose a tenure ranging from 12 months to 96 months and repay the loan easily. Use our personal loan eligibility calculator to see how much loan amount you can borrow.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.