Personal Loan in Rajapalayam

If you are in Rajapalayam and looking for financial assistance to meet your diverse needs, a personal loan from Bajaj Finance Limited could be the ideal solution. Whether you need funds for a wedding, home renovation, medical emergency, travel, or any other personal expense, Bajaj Finance offers quick, hassle-free, and flexible personal loans tailored to your requirements.

✅Check your pre-approved loan offer in Rajapalayam with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Large loan amount

Bajaj Finance Limited is offering personal loans from Rs. 40000 to Rs. 55 lakh, allowing you to manage your large or small expenses. This financial solution is ideal for individuals who are in need of substantial funds for personal or immediate needs, offering a flexible solution to address your diverse financial requirements.

Minimum documents required

One notable feature of a personal loan is the requirement of minimal documents. This simplifies the personal loan application process, making it more convenient for borrowers. The reduced documentation typically includes proof of income, address verification, and basic KYC details, streamlining the approval and disbursal of the loan amount.

No collateral

A Bajaj Finserv Personal Loan is unsecured, eliminating the need for borrowers to pledge assets as collateral. This is advantageous for those who prefer not to secure their assets with the lender. Additionally, the absence of collateral requirements expedites the approval process by eliminating asset verification, ensuring a swift personal loan approval.

Quick disbursal

Bajaj Finance Limited guarantees a quick loan approval process, frequently granting instant approvals. Upon approval, the loan amount is disbursed within a day, promptly addressing urgent financial needs.

Flexible tenures

Our personal loans offer convenient repayment terms, making it easier for borrowers to pay off the loan. Borrowers can choose tenures that range from 12 months to 96 months, making it an ideal option for individuals who want more freedom and flexibility in their repayment plans.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.