Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Pali
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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If you are in Pali and need quick access to funds for personal or professional needs, a Bajaj Finserv Personal Loan could be the ideal solution. With high loan amounts, flexible repayment options, and minimal documentation requirements, this loan offers a hassle-free borrowing experience. Whether you are planning a wedding, consolidating debt, or covering medical expenses, Bajaj Finance provides a range of options to cater to your financial requirements.
✅Check your pre-approved loan offer in Pali with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
In this article, we will explore the features, benefits, eligibility criteria, and application process for a personal loan in Pali, ensuring you have all the information needed to make an informed decision.
*Terms and conditions apply
Features and benefits of personal loan in Pali
When you apply for a personal loan in Pali, you get access to features that make borrowing simple, flexible, and convenient. Here are five key benefits you can enjoy with a Bajaj Finserv Personal Loan:
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No collateral required
You don’t need to pledge any property or assets to get this loan. Since it’s unsecured, it’s easier for you to apply even if you don’t own large assets.
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Pali with just your phone number and OTP – no need to visit the branch.
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Minimal paperwork
The application process is simple and requires only a few basic documents. With just income proof, address proof, and some more documents, you can complete your application quickly without heavy paperwork.
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Quick approval
Once you apply, the loan approval process is fast. Thanks to minimal documentation and speedy verification, you can get the money in your account within a few hours*—perfect when you need funds urgently.
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Flexible repayment
You can pick a repayment plan that matches your budget. The loan offers flexible tenures ranging from 12 months to 96 months, so you can repay at a pace that feels comfortable.
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Use it your way
There are no pre-defined conditions on how you use the loan. Whether it’s for medical bills, education costs, or personal needs, you’re free to spend the money as you wish.
Read more about the features of a personal loan from Bajaj Finance Limited.
*Terms and conditions apply
Eligibility criteria and documents for personal loan in Pali
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Pali
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Related link:
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank. |
Part-prepayment charges |
Full Pre-payment: |
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.472% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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