Personal Loan in Bhavnagar

Large loan amount

Bajaj Finance Limited is offering personal loans of up to Rs. 55 lakh for the borrowers to meet their large and small expenses.

No collateral

No need for collateral is a feature of Bajaj Finance Personal Loans, making the application process simpler for borrowers who opt not to pledge assets. This simplification provides a direct option for individuals who choose not to use any assets as security when applying for our personal loan.

Flexible tenures

Borrowers have the flexibility to choose the repayment tenures of up to 96 months. This empowers them to get the loan according to their specific financial needs, ensuring a tailored borrowing experience.

Swift approval

Bajaj Finance Personal Loan is recognised for its quick and efficient approval system, ensuring rapid responses with minimal paperwork and a streamlined application process. This effective approach promptly addresses immediate financial needs and emergencies.

Minimal documents

The streamlined personal loan application process allows borrowers to provide minimal documentation, enabling quicker loan processing and providing applicants with the convenience to promptly submit the necessary paperwork.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Bhavnagar with just your phone number and OTP – no need to visit the branch.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.