Personal Loan in Raichur

If you are in Raichur and looking for a reliable financial solution to meet your personal needs, a Bajaj Finserv Personal Loan can be your go-to option. Whether you need funds for a wedding, medical emergency, home renovation, or travel, Bajaj Finance offers hassle-free personal loans with competitive interest rates and flexible repayment options. With quick approvals, minimal documentation, and no collateral requirements, securing a personal loan has never been easier.

✅Check your pre-approved loan offer in Raichur with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Financial flexibility

Our personal loans provide incredible financial flexibility, giving you the freedom to use funds for various purposes that matter to you. Planning a beautiful wedding celebration? Need to renovate your home? Investing in education for yourself or family members? Dealing with unexpected medical expenses? The choice is completely yours.

Why flexibility makes the difference: Unlike specific-purpose loans that restrict how you spend the money, personal loans adapt to your life. You have complete freedom to decide how to use the loan amount based on your individual needs and priorities.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Raichur with just your phone number and OTP – no need to visit the branch.

Quick access to funds

Bajaj Finance Limited features a streamlined personal loan application process that provides borrowers with remarkably quick access to funds. This speed is particularly valuable during emergencies or situations that require immediate financial assistance, ensuring you don't miss out on important opportunities due to funding delays.

How we deliver speed: Our efficient digital platform, streamlined verification process, and quick decision-making systems work together to get you the funds you need without unnecessary delays.

No collateral requirement

Our personal loans are completely unsecured, which means you don't need to provide collateral such as property, gold, vehicles, or other assets to secure the loan. This approach makes our personal loans accessible to a much broader range of individuals in Raichur who may not have substantial assets to pledge as security.

Convenient tenure options

Our borrowers have the flexibility to choose a repayment tenure ranging from 12 months to 96 months, perfectly aligning with their financial capabilities and monthly budget constraints.

Smart planning tip: This flexibility ensures that monthly payments remain manageable for your specific situation. Consider your current income, expected future earnings, and other financial commitments when choosing your ideal tenure.

Minimal documentation

Our personal loan application process is carefully streamlined, requiring only minimal documentation to simplify your entire borrowing experience. This approach reduces the time and effort needed to secure your loan, letting you focus on your goals rather than paperwork. Only a few essential personal loan documents are required during the application process.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.