Personal Loan in Kochi

If you are in Kochi and need immediate funds to meet your financial requirements, a personal loan can be your ideal solution. Bajaj Finserv Personal Loan offers a seamless and efficient way to access funds without the hassle of visiting a branch. Whether it is for medical emergencies, education, home renovation, or any other personal need, this loan provides a quick and convenient option to fulfil your financial goals.

✅Check your pre-approved loan offer in Kochi with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

A variety of features and benefits accompany a personal loan in Kochi, addressing individuals' financial needs and requirements, offering a flexible and convenient borrowing solution. Here are a few pivotal personal loan features:

No collateral

Bajaj Finserv Personal Loans are unsecured, removing the necessity for borrowers to offer collateral or assets. This accessibility extends the benefits to a wider audience without significant assets, expanding the availability of loans.

Minimal documentation

Our straightforward personal loan application process minimizes documentation requirements, simplifying the borrowing experience. Necessary documents such as income proof, address proof, and KYC contribute to a streamlined and uncomplicated application.

Quick approval process

Securing a Bajaj Finserv Personal Loan in Kochi entails a streamlined personal loan application process. With minimal paperwork and prompt verification, approved borrowers can receive funds within a day, ensuring timely and efficient financial assistance.

Convenient repayment options

Borrowers have the flexibility to choose from a variety of repayment options according to their financial capacity. Personal loans in Kochi provide flexible repayment terms, ranging from 12 months to 96 months, allowing individuals to align tenures with their budget and financial objectives.

Flexible usage

Our personal loans provide flexibility for diverse purposes, addressing needs like medical emergencies or educational expenses. Borrowers can utilise the funds according to their specific financial goals and requirements such as medical emergencies, weddings, higher education, and more.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kochi with just your phone number and OTP – no need to visit the branch.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.