Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Amreli
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your city
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Personal loans are among the most versatile financial products available today. Whether you need funds for medical emergencies, home renovations, weddings, or higher education, a personal loan can help bridge the gap without requiring collateral. For residents of Amreli, accessing personal loans has never been easier. Bajaj Finance offers tailor-made personal loans with attractive interest rates, flexible repayment options, and a hassle-free online application process.
✅Check your pre-approved loan offer in Amreli with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Features and benefits of personal loan in Amreli
Our personal loans come with a multitude of benefits, positioning them as a preferred option for those in need of financial support. Highlighted below are five pivotal benefits of our personal loan offerings:
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No collateral
Obtain a no-collateral personal loan from Bajaj Finance Limited to address your financial needs without pledging any assets. Our personal loans, offer funds for various purposes. Ideal for those who lack significant assets or prefer not to risk collateral, these loans provide financial flexibility without compromising personal property or assets.
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Amreli with just your phone number and OTP – no need to visit the branch.
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Large loan amount
Bajaj Finance offers a wide range of loan amounts to suit varying financial requirements. This flexibility allows borrowers to choose a loan amount that aligns with their specific needs, making it easier to manage repayments.
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Minimal documentation
Bajaj Finance Limited aims to simplify the borrowing process by requiring minimal documentation for a personal loan application. This not only expedites the approval process but also enhances the overall customer experience. Basic documents such as income proof, address proof, and KYC are required during the application process.
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Quick approval
Bajaj Finance Limited is known for its streamlined personal loan application process. The application process is user-friendly, and upon meeting the eligibility criteria, borrowers can expect quick disbursal of funds within a day of approval, enabling them to address their financial requirements promptly.
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Flexible repayment options
Borrowers have the flexibility to choose a repayment term that aligns with their financial capacity and planning. The repayment periods typically range from 12 months to 96 months, allowing borrowers to manage their funds efficiently.
Personal loan interest rates in Amreli are competitive and vary based on factors like creditworthiness and borrowing history of the customer. Additionally, processing fees and other charges may also apply.
*Terms and conditions apply
Eligibility criteria and documents for personal loan in Amreli
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Amreli
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Check instant personal loan in other cities
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 30% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank. |
Part-prepayment charges |
Full Pre-payment: |
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.472% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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