Personal Loan in Gwalior

Personal Loan in Gwalior

Check your eligibility for personal loan in Gwalior with your phone and OTP - no branch visit needed.
Loan Types

Loan Types

FAQs

FAQs

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer

Check now

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Gwalior, known for its historical significance and modern development, is home to professionals, students, and entrepreneurs alike. Whether you need funds for a wedding, medical emergency, home renovation, or travel, a Bajaj Finserv Personal Loan in Gwalior gives you instant access to finances—without collateral, paperwork, or branch visits.

    Borrow up to Rs. 55 lakh, enjoy 100% online approval, and get money in your bank account in just 24 hours*.

    Check your pre-approved loan offer in Gwalior with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

A cultural and commercial hub in Madhya Pradesh, Gwalior is known for its educational institutions, healthcare centres, and growing real estate. Localities like City Centre, Thatipur, and Lashkar are thriving with both salaried professionals and small businesses. As the cost of living and aspirations grow, a personal loan in Gwalior becomes a reliable option to manage planned and unexpected financial needs.

*Terms and conditions apply

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Features of personal loan in Gwalior

  • Loan up to Rs. 55 lakh

    Get funds up to Rs. 55 lakh with easy terms.

  • Money in 24 hours*

    Get the money in your account within 24 hours* of approval and start using it without worry.

  • Basic documents

    Submit only a few documents required for a personal loan and complete the loan processing faster.

  • Online management

    Check your repayment schedule and other loan-related details with our customer portal, My Account.

  • 100% transparency

    We do not levy any hidden costs on the personal loan. Check the terms and conditions for better transparency.

  • Flexible tenure

    Choose a tenure from 12 months to 96 months and use an online personal loan calculator to simplify assessment. 

  • Instant approval

    Instant approval is possible with less paperwork. Apply personal loan online to avail of this benefit. 

A home to several palaces and temples, Gwalior is a historical and heritage site situated in Madhya Pradesh. Tourism is one of the major industries of this city, contributing to the state's overall growth.

Borrow a personal loan from Bajaj Finance and benefit from collateral-free funds of the high loan amount. Check the applicable charges and estimate the borrowing cost before applying.

*Conditions apply

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Eligibility criteria and documents for personal loan in Gwalior

You can easily get the funds you need in Gwalior with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

Bajaj Finance has easy-to-meet personal loan eligibility criteria to make unsecured personal loans more accessible. The documents required are also minimal to help process your application faster. 

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How to apply for personal loan in Gwalior

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.


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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

• Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
• Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
• Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.472% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000