Mathura, a city in Uttar Pradesh, India, is renowned for its rich cultural and religious heritage. Birthplace of Lord Krishna, it boasts historic temples like Krishna Janmabhoomi and Dwarkadhish. The city's vibrant atmosphere, traditional festivals, and the Yamuna River's sacred ghats make Mathura a significant pilgrimage and tourist destination.
Personal loan of Mathura
If you're in Mathura and need financial assistance, explore personal loans. Local banks and financial institutions offer personalized solutions based on your needs. Compare interest rates, repayment terms, and eligibility criteria to find the best option. Ensure you understand the terms before applying for a personal loan in Mathura. The personal loan from Bajaj Finance Limited is a great option to consider if you need funds quickly.
Features and benefits of personal loan in Mathura
Personal loans serve as versatile financial instruments, providing individuals with a lump sum for diverse requirements. The following are the features and advantages of personal loans:
No collateral
Bajaj Finance Personal Loans are unsecured, eliminating the need for borrowers to offer collateral to the lender. This minimises the risk for individuals who prefer not to pledge their assets, such as homes or cars.
Flexible use
The funds obtained through a personal loan offer flexibility for various purposes such as medical bills, home renovations, education costs, wedding expenditures, or vacations. This adaptability renders our personal loans well-suited for addressing a wide array of financial requirements of the borrowers.
Quick approval
Typically, personal loans feature a simple application process, and numerous lenders assure swift approvals. Upon approval, funds are expeditiously disbursed, delivering timely financial aid during emergencies or urgent situations.
Structured repayment
Personal loans generally involve a predetermined repayment schedule, offering borrowers a clear perspective on when the loan will be completely paid off. This organized approach helps individuals efficiently manage their finances and plan for upcoming expenses.
Pre-approved loan offers
Borrowers with a history with Bajaj Finance Limited enjoy the advantage of pre-approved loan offers, streamlining the application process. Tailored to the customer's creditworthiness, these offers offer added convenience, simplifying the borrowing procedure for individuals with a history with the company.
Read more about the features of a personal loan from Bajaj Finance Limited.
Eligibility criteria of a personal loan in Mathura
Once you meet straightforward eligibility criteria outlined below, you are eligible to apply for a Bajaj Finance Personal Loan in Mathura
- Nationality: India
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Monthly salary: Starting Rs. 25,001, based on the city you live in.
*You should be 80 years* or younger, at the end of the loan tenure.
Documents required for a personal loan in Mathura
The necessary paperwork for a personal loan in Mathura can differ based on the lender. To initiate a Bajaj Finance Personal Loan application, the following documents are essential:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
Read more about the eligibility criteria and documents required for a personal loan in Mathura.
How to apply for a personal loan in Mathura?
Apply for a Bajaj Finance Personal Loan in Mathura by following the steps mentioned below:
- Visit the personal loan section on our website and click on 'APPLY.'
- Enter your 10-digit mobile number and OTP for verification.
- Fill out the application form with essential details.
- Press 'PROCEED' to reach the loan selection page.
- Indicate your preferred loan amount and select from our three personal loan options – Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
- Complete your KYC and submit your loan application.
Consider choosing Bajaj Finance for a personal loan due to its competitive interest rates, flexible repayment options, quick approval process, and minimal documentation requirements. Use the personal loan EMI calculator to arrive at the right loan amount you can borrow as per your repayment capacity. With a customer-centric approach, Bajaj Finance provides hassle-free loans, making it a reliable choice for those seeking financial assistance with personalised and convenient solutions.
