Personal Loan in Mathura

Personal Loan in Mathura

Check your eligibility for personal loan in Mathura with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Mathura

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Personal loans have become a go-to financial solution for individuals seeking quick and hassle-free funding. Whether you need funds for a wedding, medical emergency, or home renovation, a personal loan can help you meet your financial needs without depleting your savings. If you are in Mathura and looking for a reliable lender, Bajaj Finance offers personal loans with competitive interest rates, flexible repayment options, and a seamless online application process.


    Check your pre-approved loan offer in Mathura with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

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Features and benefits of personal loan in Mathura

Personal loans serve as versatile financial instruments, providing individuals with a lump sum for diverse requirements. The following are the features and advantages of personal loans:

  • No collateral

    Bajaj Finserv Personal Loans are unsecured, eliminating the need for borrowers to offer collateral to the lender. This minimises the risk for individuals who prefer not to pledge their assets, such as homes or cars. 

  • Flexible use

    The funds obtained through a personal loan offer flexibility for various purposes such as medical bills, home renovations, education costs, wedding expenditures, or vacations. This adaptability renders our personal loans well-suited for addressing a wide array of financial requirements of the borrowers.

  • Quick approval

    Typically, personal loans feature a simple application process, and numerous lenders assure swift approvals. Upon approval, funds are expeditiously disbursed, delivering timely financial aid during emergencies or urgent situations.

  • Structured repayment

    Personal loans generally involve a predetermined repayment schedule, offering borrowers a clear perspective on when the loan will be completely paid off. This organized approach helps individuals efficiently manage their finances and plan for upcoming expenses.

  • Pre-approved loan offers

    You can check if you have a pre-approved offer for a personal loan in Mathura with just your phone number and OTP – no need to visit the branch.

Read more about the features of a personal loan from Bajaj Finance Limited.

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Eligibility criteria and documents for personal loan in Mathura

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Mathura

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.472% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000