When financial needs arise unexpectedly, a personal loan can be a quick and effective solution. Whether you are planning a wedding, funding higher education, or covering medical expenses, a personal loan offers the flexibility to meet your goals without dipping into your savings. If you are a resident of Contai, Bajaj Finserv Personal Loan provides a hassle-free borrowing experience with competitive interest rates, flexible repayment options, and minimal documentation.
This guide will walk you through the features, eligibility criteria, required documents, and application process for a Bajaj Finserv Personal Loan in Contai.
Check your pre-approved offer with phone number and OTP → Apply online in 5 minutes → Receive funds on the same day. No branch visit required.
Features and benefits of personal loan in Contai
Bajaj Finserv Personal Loan is designed to meet your financial needs with ease and convenience. Here are the standout features and benefits:
- High loan amount: Avail of a loan of up to Rs. 55 lakh to fund your personal expenses.
- Instant approval: Get approval for your loan application in minutes and funds disbursed within 24 hours*.
- Flexible repayment tenure: Choose a repayment period of up to 96 months based on your financial comfort.
- No collateral required: Bajaj Finserv Personal Loan is unsecured, meaning you do not need to pledge any assets.
- Minimal documentation: The application process is straightforward, requiring only basic documents.
- Flexi Loan variants:
- Term Loan: A one-time disbursement with fixed EMIs.
- Flexi Term Loan: Pay interest only on the amount used, with unlimited withdrawals and no extra prepayment charges.
- Flexi Hybrid Term Loan: Interest-only EMIs for the initial 24 months, with benefits similar to the Flexi Term Loan.
- Transparent fees: Enjoy 100% transparency with no hidden charges.
Eligibility criteria for personal loan in Contai
Before applying for a Bajaj Finserv Personal Loan, ensure that you meet the following eligibility criteria:
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
To calculate your eligibility, you can use the personal loan eligibility calculator.
Documents required to get a personal loan in Contai
Applying for a Bajaj Finserv Personal Loan involves minimal paperwork. Here is the list of documents you need to keep handy:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Interest rate on personal loan in Contai
Bajaj Finance offers competitive personal loan interest rates in Contai, starting from 10% p.a., ensuring affordability and flexibility for borrowers. The final rate depends on factors like your credit score, income stability, repayment history, and financial profile. A strong CIBIL score and consistent repayment track record can help you secure lower rates, making your loan more manageable. To explore more about interest rates, visit the personal loan interest rate page.
Uses of personal loan in Contai
A personal loan is versatile and can be used for various purposes. Here are some common ways residents of Contai can utilise a Bajaj Finserv Personal Loan:
- Travel: Plan a dream vacation with a personal loan for travel.
- Wedding: Cover wedding expenses with a personal loan for wedding.
- Education: Fund higher education with a personal loan for education.
- Medical emergency: Address urgent medical needs with a personal loan for medical emergency.
- Home expenses: Renovate or furnish your home with a personal loan for home expenses.
Apply for personal loan in Contai
Applying for a Bajaj Finserv Personal Loan in Contai is a simple, online process. Follow these steps:
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Conclusion
A Bajaj Finserv Personal Loan in Contai is an excellent financial solution for planned or unplanned expenses. With features like high loan amounts, flexible repayment tenures, and instant approval, it is tailored to meet the needs of Contai residents. The 100% online process ensures convenience and eliminates the need for branch visits.
