Personal loan in Saswad

Living in a town like Saswad has its own pace—simple, connected, and full of everyday joys. But just like anywhere else, certain moments in life can bring along sudden expenses. Whether you're planning a family function, going on a long-awaited trip, or handling medical or education costs, getting the funds you need quickly can make all the difference.

That’s where a personal loan in Saswad comes in. It offers a simple way to manage urgent financial needs without disturbing your savings.

You can easily check if you have a pre-approved loan offer from Bajaj Finance in Saswad. Just enter your mobile number and OTP to get started. Apply online and get the funds within 24 hours*, with no branch visits or paperwork.

With easy eligibility, flexible repayment options, and competitive interest rates, personal loans are a reliable support system when you need funds without delays. Let’s explore how a personal loan in Saswad can help you and how to apply for one.

Features and benefits of personal loan in Saswad

Getting a personal loan in Saswad is not just easy—it’s designed to suit your needs. Here are the key benefits that make it a smart financial choice:

• No collateral required – Get the funds you need without providing any security such as gold ornaments or property papers.
• Instant approval – Apply online with a simple application process and get loan approval in just a few minutes.
• Flexible repayment tenure – Choose a tenure of up to 96 months.
• Competitive interest rates – Affordable rates based on your credit profile.
• Multi-purpose usage – Whether it’s travel, education, wedding, or home repair—you can use the funds for different needs.
• Minimal documentation – Just basic documents are enough to process your application quickly and smoothly.

Eligibility criteria for personal loan in Saswad

In case you do not have an offer, you can go ahead and apply if you meet these basic criteria:

• Nationality: Indian
• Age: 21 years to 80 years*
• Employed with: Public, private, or MNC
• CIBIL Score: 685 or higher
• Customer profile: Self-employed or Salaried

*You should be 80 years*. or younger, at the end of the loan tenure.

Check your eligibility for a personal loan in Saswad with just your mobile number and OTP.

Documents required for a personal loan in Saswad

Applying for a Bajaj Finserv Personal Loan in Saswad is simple and doesn’t involve too much paperwork. With just a few basic documents, you can complete your application and receive funds quickly. This makes the entire process smooth and hassle-free. Here are the documents required for a personal loan:

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Interest rate on personal loan in Saswad

Interest rates for a personal loan in Saswad depend on various factors such as income, credit score, and loan amount. Learn more about the personal loan interest rate.

Uses of personal loan in Saswad

You can use a personal loan for different expenses:

• Travel – Planning a vacation? A personal loan for travel can help cover your flights, hotel bookings, and itinerary—perfect for both last-minute trips and dream holidays.
• Weddings – Make your big day memorable without compromising. A personal loan for wedding takes care of venue, decor, outfits, and other important arrangements.
• Education – Want to upskill or pursue higher studies? A personal loan for education can support tuition fees, books, and even hostel expenses.
• Medical emergencies – In times of health crises, immediate funds matter. A personal loan for medical emergency ensures you don’t delay treatment due to costs.
• Home improvements – Whether it’s a quick fix or a full makeover, a personal loan for home expenses helps you manage renovation, furnishing, and repair bills.

How to apply for a personal loan in Saswad

Applying for a personal loan in Saswad is simple and quick:

1. Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
6. Choose the repayment tenure – you can select a suitable tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.

Apply today for a personal loan and manage your financial needs comfortably.

*Terms and conditions apply.