Personal Loan in Dhorimana

Personal Loan in Dhorimana

Check your eligibility for personal loan in Dhorimana with your phone and OTP - no branch visit needed.
Loan Types

Loan Types

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Calculator

FAQs

FAQs

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Rs. 40000 - Rs. 55 lakh

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You may be eligible for a pre-approved offer in Dhorimana

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Enter mobile and OTP | Check offer | No branch visit needed

If you’re in Dhorimana and need quick access to funds, a personal loan can be the ideal solution. Whether it's for medical expenses, education, travel, or home repairs, a personal loan offers financial support without the need for collateral. With a simple online application process, minimal paperwork, and fast approval, you can apply from the comfort of your home. Enjoy flexible repayment options and competitive interest rates tailored to your needs. 


✅Check your pre-approved loan offer in Dhorimana with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
 

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Features and benefits of personal loan in Dhorimana

  • No collateral required—Borrow without pledging your gold, property, or other valuables.
    Pro tip: Preserve your assets for long-term security.
     
  • Instant approval—Apply online and get approval in minutes via our digital platform.
    Why it helps: Emergencies can’t wait—get funds fast.
     
  • Flexible repayment tenure—Choose EMIs up to 96 months to suit your budget.
    Pro tip: Longer tenures lower EMIs; shorter tenures save on total interest.
     
  • Competitive interest rates—Attractive rates based on your credit profile.
    Why it matters: Lower rates reduce your overall repayment cost.
     
  • Multi-purpose usage—Use funds for weddings, travel, education, home upgrades, or medical bills.
    Pro tip: Consolidate multiple expenses into one loan for simpler finances.
     
  • Minimal documentation—Submit just basic KYC and income proofs for a smooth process.
    Why it helps: Saves time and avoids paperwork hassles.
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Eligibility criteria and documents for personal loan in Dhorimana

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.


    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Pro tip: Keep scanned copies ready to upload instantly.

Check your eligibility for personal loan in Dhorimana to find out the maximum amount you can borrow,


Interest rate on personal loan in Dhorimana

Interest rates vary by income, credit score, and loan amount. Learn more about our personal loan processing fees and interest rates.

Why it matters: Comparing rates beforehand helps you choose the most cost-effective option.

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How to apply for personal loan in Dhorimana

  • Step-by-step guide to apply for a personal loan

    • Click on ‘CHECK ELIGIBILITY’ on this page.
    • Enter your 10-digit mobile number and the OTP sent to your phone.
    • Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    • Now, click on ‘PROCEED’ to visit the loan selection page.
    • Enter the offer or loan amount that you need. Choose from our personal loan variants.
    • Choose the repayment tenure and click on ‘PROCEED’.
    • Complete your KYC and submit your application.

    Our representative will contact you for further steps.

Uses of personal loan in Dhorimana

  • Travel—Fund flights, hotels, and activities without budget worries.
  • Weddings—Cover venue, catering, outfits, and décor smoothly.
  • Education—Pay tuition, books, and living costs for studies.
  • Medical emergencies—Access funds quickly for treatment and care.
  • Home improvements—Renovate or repair your home affordably.
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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000