Personal Loan in Udumalpet

Personal Loan in Udumalpet

Check your eligibility for personal loan in Udumalpet with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Udumalpet

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Need fast funds in Udumalpet to manage a personal milestone or emergency? Whether it is for a wedding, home renovation, education, medical need, or travel, a Bajaj Finserv Personal Loan in Udumalpet gives you access to funds ranging from Rs. 40,000 to Rs. 55 lakh without any collateral and with a 100% digital process.
     

    Check your pre-approved loan offer in Udumalpet with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Udumalpet, also known as Udumalaipettai, is a thriving town in Tamil Nadu’s Tiruppur district. Known for its textile mills, wind energy farms, and proximity to the Western Ghats, the town has a strong mix of industrial growth and agricultural economy. As more residents aim for better education, upgraded homes, or dream vacations, the need for accessible and fast financing is growing.


A personal loan in Udumalpet helps you meet such needs—easily and affordably.

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Features and benefits

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Udumalpet with just your phone number and OTP – no need to visit the branch.

  • High loan amount

    Opt for a personal loan ranging from Rs. 40,000 to Rs. 55 lakh and address your bigger expenditures effortlessly.

  • Quick approval online

    Once you submit the online application form, be assured of the fastest approval from us.

  • Zero hidden fees

    We maintain complete transparency in our terms and conditions with no hidden charges involved.

  • Money credited in 24 hours*

    Access the funds in no time as the approved loan amount reaches your account within 24 hours*.

  • Minimum documents

    Provide a few basic documents to process the loan application faster. Meet all the personal loan eligibility criteria to qualify. 

  • Unsecured loans

    You don’t have to provide any collateral to avail of high-value financing from Bajaj Finance.

  • Online loan management

    Log in to our customer portal, My Account and manage the loan account online 24x7.

  • Flexible repayment tenures

    Our personal loan EMI calculator can help select a feasible tenure ranging from 12 months to 96 months.

Udumalpet offers exclusive educational opportunities with its polytechnic colleges, arts and science colleges GHG, etc. The town serves as a commercial centre for its neighbouring regions, and GVG, one of the oldest business conglomerates of India, was established in this town. Udumalpet also generates huge income from sugarcane, millet, coconut, paddy and maize cultivation.


To avail of a personal loan in Udumalpet, you need to go through a simple application process. Meet simple eligibility parameters and submit minimum documents to avail of the loan. 


*Conditions apply

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Eligibility criteria and documents for personal loan in Udumalpet

You can easily get the funds you need in Udumalpet with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Udumalpet

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.
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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000