How can I get Rs. 15,000 instant loan urgently?

Follow the below steps to get our personal loan. Click on the ‘APPLY ONLINE’ button on this page. Enter your 10-digit mobile number and OTP. Fill in the application form with your basic details and ‘PROCEED’. Enter the loan amount and tenure that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid. Complete your KYC and submit your application.

Personal Loan for Salary Less Than Rs. 15,000

With flexible terms and competitive rates, you can secure a personal loan for Rs. 15000 salary, with an interest rate that fits your budget. Bajaj Finserv now offers loan of up to 40 lakh, making it easier than ever to meet your financial needs. Whether you're planning a wedding, funding education, or managing unexpected expenses, a personal loan can provide the necessary funds quickly. You can apply for a personal loan online through various platforms, ensuring a hassle-free experience. Visit Bajaj Finserv today to explore your options and find the best deal tailored to your requirements.

Swift approvals

Your application is processed instantly so you can plan your finances better with an instant loan online facility.
Easy documentation

Our loans require only a few documents for personal loan so you can apply hassle-free.
Funds in 24 hours*

The loan amount is transferred to your bank account within the same day* of approval.
Versatile tenor

Repay EMIs within 96 months per your convenience.
Pre-approved offers

Existing customers enjoy special loan offers by sharing simple details.
No collateral required

Get the funds from this unsecured loan without pledging any collateral.
No hidden fees

Our loans do not have any undisclosed charges. Simply read the terms and conditions to make an informed choice.
Simplified loan management

Our virtual account management makes tracking EMIs, loan statements, and other activities easy.

Make borrowing simple and stress-free with the Bajaj Finserv Personal Loan, which offers you fast and efficient loan processing. Our eligibility criteria are easy to meet, but if your salary is less than Rs. 15,000, then you must demonstrate your repayment ability to qualify. For instance, having other income sources can help you make EMI payments on time.

Our valued customers enjoy exclusive benefits like pre-approved loan offers. Simply fill out your basic contact details and enter the OTP to find out if you're eligible for an instant personal loan, even if your salary is less than Rs. 15,000. Check your eligibility today for a Rs. 15,000 personal loan tailored to your needs!

No collateral and instant approval, along with 24-hour* disbursal, make the Bajaj Finserv Personal Loan the perfect answer to your urgent requirements. To get fast approval on your loan, keep the basic documents ready. Plan repayment with ease by using the Personal Loan EMI Calculator.

*Terms and conditions apply

Documents required for an instant loan on Rs. 15,000 salary

KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National
Population Register/ NREGA job card
PAN card
Employee ID card
Salary slips of the last 3 months
Bank account statements of the previous 3 months
Piped gas bill
Pension order
Letter of Allotment of Accommodation Issued by Employer
Property / Municipal tax receipt
Utility bill
Real-time image / photograph
Ration card

For Rs. 15,000 salary earners, the interest rate on personal loan typically depends on factors like credit score and loan tenure, these factors can influence the exact rate offered by lenders.

The following steps highlight the easiest way to apply for a personal loan for Rs. 15,000 salary:

1 Click on ‘Apply Online’ to open the online application form
2 Fill out contact information and verify your identity with an OTP
3 Enter the rest of the details related to your employment and income
4 Submit the form after attaching the basic documents required

Our representative will guide you through the next steps to get the loan.

Rs. 20,000 Salary Personal Loan	Rs. 50,000 Salary Personal Loan	Rs. 70,000 Salary Personal Loan
Rs. 60,000 Salary Personal Loan	Rs. 12,000 Salary Personal Loan	Rs. 10,000 Salary Personal Loan

Frequently asked questions

The eligibility of a loan for a person with a minimum Rs. 15000 salary varies from lender to lender. In case your salary does not meet the lender’s requirement, you can choose to include a co-applicant to boost the chances of approval. You can also check if you have a Bajaj Finance Insta Personal Loan offer.

The minimum salary required to get a Bajaj Finance Personal Loan is Rs. 25,001. However, if you are an existing customer, you can get a pre-approved offer and there are no eligibility criteria required.

The maximum amount of loan you can borrow not only depends upon your salary, but several other factors that influence your creditworthiness, such as credit utilisation ratio, repayment history, debt-to-income ratio, and so on.

Our Insta Personal Loan is disbursed within 30 minutes* to 4 hours.

*Applicable for select customers

Follow the below steps to get our personal loan.

Click on the ‘APPLY ONLINE’ button on this page.
Enter your 10-digit mobile number and OTP.
Fill in the application form with your basic details and ‘PROCEED’.
Enter the loan amount and tenure that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
Complete your KYC and submit your application.

You need a CIBIL Score of 685 or higher to apply for our personal loan.

Getting a Rs. 15,000 loan can be relatively easy, especially if you have a good credit score and meet the eligibility criteria.

Before opting for a Rs. 15,000 instant loan, consider the interest rate, repayment terms, fees, and your ability to repay the loan on time.