Personal Loan in Mumbai

Personal Loan in Mumbai

Check your eligibility for personal loan in Mumbai with your phone and OTP - no branch visit needed.

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer | No branch visit needed

Instant personal loan in Mumbai

  • Mumbai is a bustling metropolis where dreams take shape, but financial hurdles can sometimes stand in the way. Whether you need funds for medical emergencies, higher education, or a dream wedding, Bajaj Finserv Personal Loan is here to help. With low interest rates, loan amounts of up to Rs. 55 lakh, and a simple, online application process, getting the funds you need has never been easier.

    Check your pre-approved offer now—No branch visits required. Enter your phone number and OTP to get started today.

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Features of personal loan in Mumbai

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Mumbai with just your phone number and OTP – no need to visit the branch.

  • Disbursal in a few hours*

    Get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.

  • Flexible repayment tenure

    You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years. 

  • Quick online approval

    Apply online to receive quick approval on your personal loan in Mumbai within a few minutes.

  • No collateral required

    Get the personal loan without any collateral or guarantor – making the process simple and quick. Use the personal loan EMI calculator for to estimate your EMI.

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Eligibility criteria for personal loan in Mumbai

You can easily get the funds you need in Mumbai with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years**.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years** or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Bajaj Finance ensures easy-to-meet eligibility criteria to make unsecured loans more accessible. The documents required are also minimal. Provide all the valid documents to process your application faster.

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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How to apply for personal loan in Mumbai

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Use the interest calculator to get accurate repayment details based on the latest rates for a personal loan. It helps you plan better with competitive interest rates and manage your loan efficiently, ensuring lower EMIs. By understanding the fees and charges, you can make informed decisions and comfortably repay your loan.

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Key offerings: 3 loan types

Compare loan variants

What are the uses of Personal Loan
 

What are the uses of Personal Loan

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.