Personal Loan in Vadodara

Personal Loan in Vadodara

Check your eligibility for personal loan in Vadodara with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Vadodara

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Personal loans have become a go-to financial solution for individuals seeking quick funds for various personal needs, from medical emergencies to wedding expenses or even home renovations. If you are in Vadodara and looking for an instant personal loan, Bajaj Finserv Personal Loan offers a seamless and hassle-free borrowing experience. With loan amounts of up to Rs. 55 lakh, competitive interest rates starting at just 10%* p.a., and flexible repayment options, this financial product is designed to cater to your unique requirements.


    Check your pre-approved loan offer in Vadodara with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Know more about our personal loan and its features.


*Terms and conditions apply.

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Features and benefits of personal loan in Vadodara

  • Easy access to loan account

    Check your loan account anytime with our online account facility. Enjoy similar benefits with our loan services, including easy access to account details, repayments, and other loan-related information 24x7.

  • Online application

    No more travelling to the branch. Easily apply for a collateral-free loan online from anywhere.

  • Funds within 24 hours*

    Receive the money within 24 hours* and use it to cover medical or any other emergencies effortlessly.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Vadodara with just your phone number and OTP – no need to visit the branch.

  • Loan up to Rs. 55 lakh

    Get an instant personal loan in Vadodara of up to Rs. 55 lakh to cover big-ticket expenses with no restrictions on usage, ensuring financial flexibility and quick access to funds.

Use the personal loan eligibility calculator to determine the maximum loan amount you qualify for. Understanding the personal loan interest rates and associated charges is crucial before applying for an instant personal loan in Vadodara. Use our interest calculator to estimate your EMI and plan repayments efficiently.


*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Vadodara

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Vadodara

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

Uses of personal loan in Vadodara

Personal loans in Vadodara offer a versatile financial solution to meet diverse needs. Applying for a personal loan in Vadodara is a hassle-free process. Here are some popular purposes:

  1. Travel expenses: Finance your dream vacation with ease using a personal loan for travel.
  2. Wedding Costs: Make your special day unforgettable by covering all marriage expenses using personal loan for wedding.
  3. Higher education: Achieve academic goals affordably with a personal loan for education.
  4. Medical emergencies: Address unexpected medical costs swiftly with a personal loan for medical emergency.
  5. Home improvement: Manage renovations or household expenses conveniently with a personal loan for home expenses.

These loans feature competitive interest rates, quick approvals, and flexible repayment terms, ensuring a hassle-free borrowing experience.


Additional read

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Key offerings: 3 loan types

Compare loan variants

What are the uses of Personal Loan
 

What are the uses of Personal Loan

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.