Rs. 40,000 - Rs. 55 lakh
You may be eligible for a pre-approved offer in Rajasthan
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finserv in your state
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Looking for a personal loan in Rajasthan? Bajaj Finance makes the process seamless and hassle-free. Whether you need funds for a wedding, medical emergency, home renovation, or any other personal expense, Bajaj Finserv Personal Loan offers a quick, efficient, and entirely online solution.
✅Check your pre-approved loan offer in Rajasthan with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
Features and benefits of personal loan in Rajasthan
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High loan amount
Bajaj Finance Limited is providing loans with substantial amounts, allowing individuals to fulfil their significant financial requirements without hassle. We offer personal loans of up to Rs. 55 lakh, enabling borrowers to address various financial requirements, whether it is for medical emergencies, education expenses, home renovations, or other personal needs.
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No collateral
Our personal loans are unsecured, removing the requirement for collateral and streamlining the personal loan application process. This provides a simpler option for borrowers who prefer not to pledge any of their assets as security with the lender while applying for a personal loan.
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Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Rajasthan with just your phone number and OTP – no need to visit the branch.
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Flexible tenure options
Borrowers have the flexibility to choose a repayment tenure ranging from 12 months to 108 months, that aligns with their financial capabilities. This feature provides convenience, ensuring that the monthly instalments are manageable for the individual borrower.
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Quick approval and disbursal
Our personal loans have a streamlined application process, leading to quick loan approvals. The disbursement of funds is prompt, the loan amount is credited into your bank account within a day of approval, making it an ideal choice for those who require immediate financial assistance.
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Minimal documentation
Our personal loan application process is hassle-free, requiring minimal documentation. This simplifies the entire borrowing experience, reducing the time and effort needed to secure the loan. Basic documents such as income proof, address proof, and KYC are required during the application process.
Moreover, our personal loan interest rates in Rajasthan are competitive and vary based on factors like creditworthiness and borrowing history.
*Terms and conditions apply
Eligibility criteria and documents for personal loan in Rajasthan
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
How to apply for personal loan in Rajasthan
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
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Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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