Personal Loan in Kalyan

Kalyan, part of the ever-expanding Mumbai Metropolitan Region, is fast becoming a hub for families, working professionals, and small businesses. Whether you are planning a wedding, renovating your home, paying medical bills, or funding education—unexpected expenses can arise anytime.

With a Bajaj Finserv Personal Loan in Kalyan, you can get up to Rs. 55 lakh with instant approval and online disbursal within 24 hours*—no branch visit needed.

Check your pre-approved loan offer in Kalyan with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kalyan with just your phone number and OTP – no need to visit the branch.

Collateral-free loan

Personalised loans are sanctioned based on eligibility criteria. You do not need to pledge any collateral to avail of our personal loan.

No hidden charges

We do not levy any hidden fees. Bajaj Finserv offers 100% transparent terms and conditions.

Instant approval

Fill out our loan application form comfortably and get a loan approval instantly without any hassle.

Flexibility in repayment

To reduce your initial EMIs and enjoy repayment flexibility, opt for a Flexi personal loan.

Disbursal in a few hours*

Get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.

Flexible repayment tenure

You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years. 

Minimal documents needed

Bajaj Finance simplifies the application process further with minimum documents required for a personal loan.

Online loan management

Use our customer portal, My Account, and manage your loan account online.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years**.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years** or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.