Personal Loan of Rs. 90,000

No collateral needed

You don't have to provide any property or keep a guarantor to avail a personal loan from Bajaj Finance.

Why this helps: No risk to your assets and faster approval process

Minimal documents needed

Get an instant personal loan of up to Rs. 90,000 by submitting basic documents that prove your income and identity.

Repayment flexibility

We offer a personal loan with flexible tenure of up to 96 months, so you can choose monthly payments that fit your budget.

Pro-tip: Longer tenure means smaller EMIs, but you'll pay more total interest. Pick what works for your monthly budget.

Flexi loan facility

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.

Quick approval

Get funds in your account within 24 hours* of loan approval and meet your needs right away.

Total transparency

Bajaj Finance doesn't charge hidden fees and is clear about repayment terms and conditions.

Online process

Apply for an instant personal loan by filling the application form online and completing documentation from home.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan with just your phone number and OTP – no need to visit the branch.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

You can also use our Personal Loan Eligibility Calculator to know how much loan you can get.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

You can use our personal loan for many purposes, such as:

• Wedding expenses
• Medical emergencies
• Online courses and higher education
• Home renovation and repairs