Personal Loan in Kollam

Personal Loan in Kollam

Check your eligibility for personal loan in Kollam with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Kollam

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Need urgent funds in Kollam for a wedding, medical emergency, education, or home renovation? A Bajaj Finserv Personal Loan gives you access to quick financing up to Rs. 55 lakh, with minimal documents and 100% digital approval. Whether you're salaried or self-employed, you can apply online and get the money in your account within 24 hours* of approval.
     

    ✅ Only 2 steps to get started – Check your offer with mobile number and OTP → Apply online in just 5 minutes

Located along Kerala’s scenic coastline, Kollam is a thriving trade and tourism hub, known for its cashew processing industry, historical significance, and growing infrastructure. With rising living standards, many residents turn to personal loans to manage big-ticket expenses—be it travel, education, or family celebrations. A digital-first loan in Kollam saves you time and effort while offering financial flexibility.


*Terms and conditions apply

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Features and benefits of personal loan in Kollam

  • Money in bank in 24 hours

    Receive the approved loan amount in your account within 24 hours*.

  • No collateral needed

    You need not pledge any asset as collateral against the loan. Simply meet the personal loan eligibility criteria.

  • Loan up to Rs. 55 lakh

    Avail of high-value loans of up to Rs. 55 lakh.

  • Transparent policy

    We impose no hidden charges and have transparent terms and conditions.

  • Tenure up to 96 months

    Repay the loan in small EMIs over your preferred tenure of up to 96 months.

  • Minimal documents

    Provide only a few basic documents required for a personal loan in Kollam.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Kollam with just your phone number and OTP – no need to visit the branch.

  • Quick loan approval

    Enjoy instant approval by applying through an online form and fulfilling all the criteria.

  • Online account management

    Manage the loan account 24x7 and make payments conveniently through our online account management facility – My Account.

Situated about 70 km from Kerala’s capital of Thiruvananthapuram, Kollam was a flourishing trade hub in ancient India and even found mention in the accounts of several foreign travellers, including the medieval scholar Ibn Battuta.


Kollam continues to be an important port city and is one of the largest cashew exporters in India. Its marine industry is another important economic driver.

The city has grown rapidly in recent years, and with the rising cost of living, a Bajaj Finserv Personal Loan can help you meet your growing financial needs. Whether for home improvement, higher education, debt consolidation, or to fund a wedding, choose Bajaj Finance for an affordable personal loan in Kollam. There is no need to worry about risks as no collateral or guarantor is required against the credit.


*Conditions apply

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Eligibility criteria and documents for personal loan in Kollam

You can easily get the funds you need in Kollam with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Kollam

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.
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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.