Personal Loan in Kollam

Need urgent funds in Kollam for a wedding, medical emergency, education, or home renovation? A Bajaj Finserv Personal Loan gives you access to quick financing up to Rs. 55 lakh, with minimal documents and 100% digital approval. Whether you're salaried or self-employed, you can apply online and get the money in your account within 24 hours* of approval.
 

✅ Only 2 steps to get started – Check your offer with mobile number and OTP → Apply online in just 5 minutes

Money in bank in 24 hours

Receive the approved loan amount in your account within 24 hours*.

No collateral needed

You need not pledge any asset as collateral against the loan. Simply meet the personal loan eligibility criteria.

Loan up to Rs. 55 lakh

Avail of high-value loans of up to Rs. 55 lakh.

Transparent policy

We impose no hidden charges and have transparent terms and conditions.

Tenure up to 96 months

Repay the loan in small EMIs over your preferred tenure of up to 96 months.

Minimal documents

Provide only a few basic documents required for a personal loan in Kollam.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Kollam with just your phone number and OTP – no need to visit the branch.

Quick loan approval

Enjoy instant approval by applying through an online form and fulfilling all the criteria.

Online account management

Manage the loan account 24x7 and make payments conveniently through our online account management facility – My Account.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.