Personal Loan in Thoothukudi

Rapid disbursal

Bajaj Finance Personal Loans are easy to apply for, and come with a fast disbursal process. The funds are disbursed within just 24 hours*, making it easy to manage your urgent expenses as soon as possible.

Minimal documentation

Minimal documentation enhances and makes the borrowing experience hassle-free, reducing the time needed to get the loan. Essential documents such as income proof, address proof, and KYC are mandatory for the application. Check out the complete list of documents required.

No collateral needed

Our personal loans are unsecured, which means borrowers do not need to provide collateral like property or assets to secure the loan. This accessibility broadens the reach of our personal loans to a more diverse range of individuals who may not have substantial assets to pledge.

Flexibility in repayment

Our borrowers have the flexibility to choose a repayment tenure that ranges from 12 months to 96 months, based on their repayment capacity.

Flexibility in usage

Our personal loans offer financial flexibility, allowing borrowers to use the funds for various purposes like weddings, home improvements, education, or unforeseen expenses. Borrowers are free to decide how they want to use the loan amount based on their specific requirements.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Thoothukudi with just your phone number and OTP – no need to visit the branch.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.