Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer
Enter mobile and OTP | Check offer | No branch visit needed
Kovilpatti, a growing town in Tamil Nadu, offers easy access to personal loans for various financial needs. Whether you need funds for medical expenses, education, home renovation, or wedding costs, a personal loan provides a quick and hassle-free solution. A Bajaj Finserv Personal Loan in Kovilpatti can help you get instant access to funds up to Rs. 55 lakh—without collateral or long paperwork. You can also check if you already have a pre-approved offer in Kovilpatti. The process is 100% digital, with no need to visit a branch.
✅ Check your pre-approved loan offer in Kovilpatti with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.
A personal loan is unsecured, meaning you don’t need collateral. With minimal paperwork, competitive interest rates, and flexible repayment options, it is a convenient choice for financial needs.
Features and benefits of personal loan in Kovilpatti
A personal loan provides multiple benefits, making it a convenient financial solution:
- Quick approval and disbursal – Get instant approval in minutes and receive funds in your bank account within 24 hours*.
- Wide range of usage – You can use personal loan for various purposes such as travel, education, medical expenses, or emergency needs.
- Flexible repayment options – Choose a suitable repayment period between 12 months to 96 months.
- Minimal paperwork – Apply with minimal documents for a seamless and hassle-free experience.
- Pre-approved offers - You can check if you have a pre-approved offer for a personal loan in Kovilpatti. All it takes is just your phone number and OTP.
- Loans up to Rs. 55 lakh: Avail personal loan of up to Rs. 55 lakh against no collateral or security.
Uses of personal loan in Kovilpatti
You can use a personal loan to:
- Enjoy a stress-free vacation by financing it with a travel loan.
- Easily manage wedding expenses with a dedicated marriage loan.
- Cover tuition fees and other education costs with a higher education loan.
- Upgrade or furnish your home effortlessly with a personal loan for home improvement.
Eligibility criteria and documents for personal loan in Kovilpatti
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure. Use a personal loan eligibility calculator to check how much you can borrow.
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Documents required for personal loan in Kovilpatti
Here is a list of documents required for a personal loan that you can keep handy when applying:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Interest rate on personal loan in Kovilpatti
Avail of an online personal loan at attractive interest rates and flexible repayment tenure. Know more about the interest rates and associate charges.
How to apply for personal loan in Kovilpatti
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of Interest per annum |
10% to 31% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below)
*All the Flexi facility charges above are inclusive of applicable taxes *Loan amount includes approved loan amount, insurance premium, and VAS charges. |
Principal Holiday Facility Fees |
Above charges are inclusive of applicable taxes & will be deducted upfront from loan amount *(Loan amount includes approved loan amount, Insurance Premium & VAS Charges) |
Bounce charges |
Up to Rs. 1,200 per bounce. |
Part-prepayment charges |
Full Pre-payment:
Part-prepayment
|
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges Flexi Hybrid Term Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure |
Note: Additional cess if any, will be applicable to all charges according to state law.
*Terms and conditions apply.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.