Personal Loan in Chikhli

Personal Loan in Chikhli

Check your eligibility for personal loan in Chikhli with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Chikhli

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • Finding the right financial solution to meet your needs can be challenging, especially when you need funds quickly for unexpected expenses or planned milestones. Bajaj Finserv’s personal loan in Chikhli offers a seamless, hassle-free way to access funds for various purposes, whether it is a dream wedding, higher education, home renovation, or medical emergencies. 


    Check your pre-approved loan offer in Chikhli with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.


    With instant approvals, attractive interest rates, and flexible repayment options, applying for a loan has never been easier.

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Features and benefits of a personal loan in Chikhli

  • Instant approval

    Submit the online application form after checking the eligibility. Expect approval of the funds within a few minutes.

  • Collateral-free funds

    Bajaj Finserv Personal Loan is an unsecured loan which means you don't need to pledge any collateral to receive funds.

  • High loan amount

    Get an online personal loan from Rs. 40000 to Rs. 55 lakh and address any financial requirements with ease.

  • Repay with flexibility

    You can spread your repayment from 12 months to 96 months, which means manageable EMIs right from the start.

  • Receive funds within 24 hours*

    We sanction the loan post which funds are credited to the account within 24 hours* of approval and verification.

  • Less paperwork

    Submit only a few documents required for a personal loan and get the desired amount instantly.

  • Online account

    Log in to our customer portal-My Account and check the repayment status and other information 24/7.

  • No hidden charges

    We maintain transparent terms and conditions that make it easier to avail of this fund with convenience.

  • Pre-approved offers

    Check the pre-approved offers to make loan availing convenient and straightforward.

  • Flexi facility

    Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi facility.

Chikhli is a small town that is growing at a rapid pace and is a potential marketplace. The residents of Chikhli often require adequate funding to manage their finances better. Keeping this in mind, Bajaj Finance extends a personal loan to them. Personal finance is available without collateral, and you can utilise the funds for any financial requirements.


Submit only a handful of documents and meet the eligibility to get instant credit from Bajaj Finance. Select a tenure as per your financial capacity and repay the loan without any burden. Submit the online application form and qualify for instant credit.


*Conditions apply

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Eligibility criteria and documents for personal loan in Chikhli

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Chikhli

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000