Rs. 40000 - Rs. 55 lakh
You may be eligible for a pre-approved offer
Enter mobile and OTP | Check offer | No branch visit needed
Need funds urgently in Natepute? Whether it's for a wedding, medical emergency, or home renovation, a Bajaj Finserv Personal Loan can help you secure the money you need—quickly, securely, and entirely online. You can apply in just a few clicks and receive a personalised loan offer within seconds. No hidden steps—just straightforward financial help when you need it most. You can also check if you already have a pre-approved offer in Natepute. The process is 100% digital, with no need to visit a branch.
✅ Check your pre-approved loan offer in Natepute with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.
Know more about our personal loan and its features.
Features and benefits of personal loan in Natepute
Tired of paperwork and waiting for approvals? Bajaj Finserv Personal Loan make it simple and convenient for residents of Natepute. Here's why this loan can be your go-to solution:
- No collateral required – With Bajaj Finserv Personal Loans, you don’t need to pledge any assets as security. This means you can get the loan without the risk of losing any property.
- Instant disbursal – Once your loan is approved, the funds are credited to your account within hours. This quick processing is ideal for urgent financial needs, whether it’s for a medical emergency or last-minute travel plans.
- Flexible repayment tenure – You can choose a repayment period that suits your financial situation, with options of up to several months, allowing you to manage your monthly budget comfortably.
- Competitive interest rates – Keep your EMIs low and manageable.
- Multi-purpose usage – The loan can be used for a wide range of needs, from travel and education to home upgrades or medical bills, providing flexibility to meet different requirements.
- Pre-approved offers: You can check if you have a pre-approved offer for a personal loan in Natepute with just your phone number and OTP – no need to visit the branch.
- Minimal documentation – The application process is simple and fast, requiring only essential documents, making it easier to get approved without the hassle of extensive paperwork.
Uses of personal loan in Natepute
A personal loan is a flexible financial tool that people in Natepute are increasingly relying on for both planned and unexpected expenses. Here’s how:
- Travel – Take that dream vacation without having to touch your savings, making memories without the financial strain.
- Weddings – Manage significant wedding expenses, such as the venue, catering, and jewellery, ensuring your big day goes off without a hitch.
- Education – Fund your education, coaching, or study abroad plans, giving you access to the resources you need to enhance your career.
- Medical emergencies – Get quick access to funds when you need them most during urgent medical situations, alleviating financial stress.
- Home improvements – Whether it’s redesigning, repairing, or furnishing your home, a personal loan can make those improvements possible without waiting for savings to accumulate.
Eligibility criteria and documents for personal loan in Natepute
You can easily get the funds you need with the below criteria:
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Eligibility criteria
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 650 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
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Documents required for personal loan in Natepute
Here is a list of documents required for a personal loan that you can keep handy when applying:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Interest rate on personal loan in Natepute
Interest rates for personal loans in Natepute vary based on income, employment, credit profile, and loan amount. The better your credit health, the better your rate. Learn more about personal loan interest rates before applying.
How to apply for personal loan in Natepute
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Step-by-step guide to apply for a personal loan
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our personal loan variants.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Conclusion
A personal loan in Natepute provides a flexible and reliable solution for managing a wide range of expenses, from travel and weddings to education and medical emergencies. With quick approval, minimal documentation, and the ability to use the funds for any purpose, it empowers you to take control of your financial needs without delays. Whether it’s upgrading your home or funding your education, a personal loan offers the financial freedom you need to fulfil your goals.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee |
Applicable charges |
Rate of interest per annum |
10% to 31% p.a. |
Processing fees |
Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge |
Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges |
Rs. 700 to Rs. 1,200/- per bounce “Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank. |
Part-prepayment charges |
Full Pre-payment: |
Penal charge |
Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) |
Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges |
Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.30% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.30% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.30% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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