Personal Loan in Rewa

Personal Loan in Rewa

Check your eligibility for personal loan in Rewa with your phone and OTP - no branch visit needed.

Rs. 40,000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Rewa

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv in your city

  • If you are in Rewa and looking for a reliable financial solution to meet your personal expenses, a Bajaj Finserv Personal Loan could be the answer. Whether you need funds for a wedding, home renovation, medical emergencies, or higher education, these loans offer flexibility, quick disbursal, and competitive terms to cater to your financial needs.


    Check your pre-approved loan offer in Rewa with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
     

Know more about our personal loan and its features.


*Terms and conditions apply.

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Features and benefits of personal loan in Rewa

Whether it's for a family celebration, medical expenses, or a dream vacation, understanding these loan features can help you make informed decisions and borrow confidently.

  • Flexible loan amounts and tenures

    Every borrower's needs are different. You might need a small sum for a quick project, or a larger amount for significant expenses. With Bajaj Finance Limited, you can borrow up to Rs. 55 lakh and select repayment tenures that match your financial situation.

  • Quick and easy approval

    Urgent financial needs can't wait. Bajaj Finance Limited offers a quick and straightforward personal loan approval process, powered by minimal documentation and a user-friendly application system.

  • Pre-approved loan offers

    You can check if you have a pre-approved offer for a personal loan in Rewa with just your phone number and OTP – no need to visit the branch.

  • Minimal documentation

    A streamlined documentation requirement means you spend less time gathering papers and more time focusing on what matters. Simply provide your income proof, address proof, KYC documents etc., all of which can be submitted digitally.

  • No collateral

    Bajaj Finance Limited personal loans are unsecured, so there’s no need to pledge your home, gold, or other valuables. Your property stays protected, giving you borrowing power without risking your assets.

Discover more about the features of a personal loan from Bajaj Finance Limited and find the right option for your needs.


*Terms and conditions apply

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Eligibility criteria and documents for personal loan in Rewa

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

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How to apply for personal loan in Rewa

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000